Public Bank Visa Business Card

Public Bank Visa Business Card

Kad yang terbaik untuk bisnes anda. Kad ini dicipta untuk membantu peniaga menguasai aliran tunai dengan lebih ketat

Public Bank Visa Business Card
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Product Highlights

Cash back
0.5% Unlimited Cash Back

Enjoy 0.5% cash back on all spending with no cap for each company

Protection
Corporate Liability Waiver Insurance

Protects against eligible losses that might be incurred in the event of card misuse

Cash flow
Cash Flow Management

Manage your business cash flow with a working line of credit that lets you pay bills, make purchases online, or make quick buying decisions with suppliers without any worries

Cash flow
Expense Management

Monthly spending limit, single purchase limit, daily purchase limit, and cycle purchase limit can be set for individual cards. Cardholders get individual statements while the company gets a consolidated statement.

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
All Spending 0.5% uncapped any amount
Dining 50% RM50 any amount monthly
  • 50% dining cash back only available on Fridays.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 0% p.a. and 1% one-time upfront handling fee from RM500
6 months 0% p.a. and 0% one-time upfront handling fee from RM6000
12 months 0% p.a. and 2.5% one-time upfront handling fee from RM1000
24 months 0% p.a. and 5% one-time upfront handling fee from RM3000
36 months 0% p.a. and 7% one-time upfront handling fee from RM6000

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
6 months 1% one-time upfront handling fee from RM500
9 months 0% one-time upfront handling fee from RM2000
12 months 2% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
36 months 7% one-time upfront handling fee from RM3000
  • Buy the things you've always wanted with payment terms of up to 24 months and low interest rates.

Fees and Charges

Annual fee RM159 but free for the first year. Waived in subsequent years if you swipe 12 times per annum.
Annual Fee for Supplementary Card N/A
Minimum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old