Maybank Islamic World Mastercard Ikhwan

Mohon untuk Maybank Islamic World Mastercard Ikhwan dengan Maybank

Nikmati sehingga 5x TreatsPoints di mana anda boleh menukarnya ke Air Miles dan dapatkan penerbangan percuma!

Maybank Islamic World Mastercard Ikhwan
Apply

Product Highlights

Travel protection
Travel Takaful Coverage

Up to RM2,000,000 Travel Takaful coverage, by charging the full airfare to your credit card. With this card, your travel to any destination abroad is a pleasure of the present.

Golf
Golf Privileges

Get access to 17 Golf Clubs in Malaysia and 69 Golf Clubs in other countries!

Charity
Charity Donation

0.2% from cross border spend on your card will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities.

Features

Rewards

Rewards
Earn Spent In
5x TreatsPoints Per RM 2 Local transactions
5x TreatsPoints Per RM 1 Overseas transactions
1x TreatsPoints Per RM 1 All transactions on utilities, petrol, education, EzyPay and insurance transactions
10,000x TrestsPoints Upon card activation and first spend of the card
  • TreatsPoints expire in 3 years
  • No TreatsPoints will be rewarded at government bodies

Convert Treats Points Into Air Miles

Air miles
Convert Redeem
6,360 TreatsPoints 1,000 Air Miles*

*Enrich Miles (MAS) / KrisFlyer Miles (Singapore Airlines) / Asia Miles

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0.5% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0.75% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0.375% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 0.413% p.a. with no one-time upfront handling fee From RM 2,000

Maybank Ezy Pay

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one-time upfront handling fee From RM 50
12 Months 0% p.a. with no one-time upfront handling fee From RM 50
18 Months 0% p.a. with no one-time upfront handling fee From RM 50
24 Months 0% p.a. with no one-time upfront handling fee From RM 50
30 Months 0% p.a. with no one-time upfront handling fee From RM 50
36 Months 0% p.a. with no one-time upfront handling fee From RM 50
  • Only applicable for participating merchants

Maybank Ezy Pay Plus

48 months
Pay Over With Interest Rate At When You Spend
6 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
12 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
18 Months 9% p.a. with no one-time upfront handling fee From RM 3,000 up to RM 30,000
24 Months 9% p.a. with no one-time upfront handling fee From RM 5,000 up to RM 30,000

 

Fees and Charges

Annual Fee For Primary Card RM 800*
Annual Fee For Supplementary Card Free**
Mininum Monthly Payment RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 50,000 p.a.

**Up to 4 supplementary cards. 5th supplementary card onwards will be charged RM 400 p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 100,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone