Maybank Islamic World Mastercard Ikhwan by Maybank

Product Highlights

Travel Takaful Coverage

Up to RM2,000,000 Travel Takaful coverage, by charging the full airfare to your credit card. With this card, your travel to any destination abroad is a pleasure of the present.

Golf Privileges

Get access to 17 Golf Clubs in Malaysia and 69 Golf Clubs in other countries!

Charity Donation

0.2% from cross border spend on your card will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities.

Features

Rewards

Earn	Spent In
5x TreatsPoints Per RM 2	Local transactions
5x TreatsPoints Per RM 1	Overseas transactions
1x TreatsPoints Per RM 1	All transactions on utilities, petrol, education, EzyPay and insurance transactions
10,000x TrestsPoints	Upon card activation and first spend of the card

TreatsPoints expire in 3 years
No TreatsPoints will be rewarded at government bodies

Convert Treats Points Into Air Miles

Convert	Redeem
6,360 TreatsPoints	1,000 Air Miles*

*Enrich Miles (MAS) / KrisFlyer Miles (Singapore Airlines) / Asia Miles

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	RM 800*
Annual Fee For Supplementary Card	Free**
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*The annual fees waiver condition is revised to RM80,000.

**Up to 4 supplementary cards. 5th supplementary card onwards will be charged RM 400 p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 100,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for Maybank Islamic World Mastercard Ikhwan by Maybank