HSBC Amanah MPower Credit Card-i

Mohon untuk HSBC Amanah MPower Credit Card-i dengan HSBC

Dapatkan rebat tunai di semua pembelian belanja luar negeri dan tempatan tanpa bayaran tahunan dikenakan!

HSBC Amanah MPower Credit Card-i
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Product Highlights

Free
Grace Free Period

Enjoy 20 days grace period on all shopping transaction from the transaction date onwards!

Vip
SmartPrivileges

Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!

Cash back
1% Cash Back

Get 1% cash back on all your overseas shopping purchases and 0.5% cash back when you spend locally!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Overseas Transactions 1% Uncapped Any amount monthy
Local Transactions  0.5% Uncapped Any amount monthly
  • Excluding petrol and government transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months* 1.99% p.a. with no one-time upfront handling fee From RM 1,000
6 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
6 Months 4.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

*Only for new HSBC Credit Card applicants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone