HSBC Amanah MPower Credit Card-i by HSBC

Enjoy 20 days grace period on all shopping transaction from the transaction date onwards!

Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!

Get 1% cash back on all your overseas shopping purchases and 0.5% cash back when you spend locally!

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Overseas Transactions	1%	Uncapped	Any amount monthy
Local Transactions	0.5%	Uncapped	Any amount monthly

Pay Over	With Interest Rate At	When You Transfer
6 Months*	1.99% p.a. with no one-time upfront handling fee	From RM 1,000
6 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
6 Months	4.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	6.99% p.a. with no one-time upfront handling fee	From RM 1,000

*Only for new HSBC Credit Card applicants

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 36,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for HSBC Amanah MPower Credit Card-i by HSBC