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Hong Leong Platinum Business MasterCard

Hong Leong Platinum Business MasterCard

Kad yang sesuai untuk pemilik perniagaan. Menguasai aliran tunai dan menikmati pelbagai keistimewaan bisnes juga

Interest Rate

15.0% p.a.

Balance Transfer

6.99% p.a.

Cashback

N/A

Annual Fee

Free*

Free
60 Day Interest-Free Period

Stretch your finances further with a longer credit period of up to 60 days (56 plus 4 days grace period) absolutely interest free for all retail transactions.

Lowinterest
Low Interest Rate

Enjoy finance charges of as low as 9.99% p.a.!

Fees
Low Cash Advance Fee

Enjoy a low fee of only 3% of amount advanced or a minimum of RM21.20 (comprises of Cash Advance Fee=RM20, 6% of GST=RM1.20), whichever is higher for cash advance via ATM or at branch counters.

Pass
Plaza Premium Lounge Access

Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. and no one-time upfront from handling fee from RM1000
12 Months 6.99% p.a. and no one-time from upfront handling fee from RM1000
  • Minimum balance transfer of RM1,000 required

Travel Insurance Coverage

Travel protection
Travel Coverage Sum Insured
Personal Accident Up to RM300,000
Travel Insurance Up to RM1,700,000
Delayed Flight Up to RM1,200
Missed Flight Up toRM1,200
Lost Luggage Up to RM2,500
Delayed Luggage Up to RM1,200

Hong Leong Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 8.99% p.a. and no one-time upfront handling fee from RM500
12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
18 months 8.99% p.a. and no one-time upfront handling fee from RM1000
24 months 8.99% p.a. and no one-time upfront handling fee from RM2000
36 months 8.99% p.a. and no one-time upfront handling fee from RM2000
  • Purchases at merchants that are not part of the Hong Leong Extended Payment Plan fall under the Hong Leong Flexi Payment Plan instead.

Hong Leong Extended Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 months 0% p.a. and no one-time upfront handling fee from RM500
6 months 0% p.a. and no one-time upfront handling fee from RM500
12 months 0% p.a. and no one-time upfront handling fee from RM500
18 months 0% p.a. and no one-time upfront handling fee from RM500
24 months 0% p.a. and no one-time upfront handling fee from RM500
36 months 0% p.a. and no one-time upfront handling fee from RM500
  • Pay for big purchases in instalments with zero interest!
  • Payment terms of up to 36 months at participating merchants.

Fees and Charges

Annual fee RM424. Waived if you swipe 12 times a year or spend RM15,000 a year.
Annual Fee for Supplementary Card RM212
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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