Kad yang sesuai untuk pemilik perniagaan. Menguasai aliran tunai dan menikmati pelbagai keistimewaan bisnes juga
Stretch your finances further with a longer credit period of up to 60 days (56 plus 4 days grace period) absolutely interest free for all retail transactions.
Enjoy finance charges of as low as 9.99% p.a.!
Enjoy a low fee of only 3% of amount advanced or a minimum of RM21.20 (comprises of Cash Advance Fee=RM20, 6% of GST=RM1.20), whichever is higher for cash advance via ATM or at branch counters.
Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months | 6.99% p.a. and no one-time upfront from handling fee | from RM1000 |
| 12 Months | 6.99% p.a. and no one-time from upfront handling fee | from RM1000 |
| Travel Coverage | Sum Insured |
|---|---|
| Personal Accident | Up to RM300,000 |
| Travel Insurance | Up to RM1,700,000 |
| Delayed Flight | Up to RM1,200 |
| Missed Flight | Up toRM1,200 |
| Lost Luggage | Up to RM2,500 |
| Delayed Luggage | Up to RM1,200 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 8.99% p.a. and no one-time upfront handling fee | from RM500 |
| 12 months | 8.99% p.a. and no one-time upfront handling fee | from RM1000 |
| 18 months | 8.99% p.a. and no one-time upfront handling fee | from RM1000 |
| 24 months | 8.99% p.a. and no one-time upfront handling fee | from RM2000 |
| 36 months | 8.99% p.a. and no one-time upfront handling fee | from RM2000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
| Annual fee | RM424. Waived if you swipe 12 times a year or spend RM15,000 a year. |
|---|---|
| Annual Fee for Supplementary Card | RM212 |
| Mininum monthly payment | RM50 or 5% of outstanding amount |
| Late payment fee | RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash withdrawal fee | RM21.20 or 5.30% of withdrawn amount, whichever is higher |
| Interest rate on cash withdrawals | 18% |
| 15% Interest Rate Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months |
|---|---|
| 17% Interest Rate Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months. |
| 18% Interest Rate Per Annum | Tier 3: Cardholders who do not fall under the above categories. |
| Minimum Annual Income | RM 60,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
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