Hong Leong Platinum Business MasterCard

Apply for Hong Leong Platinum Business MasterCard by Hong Leong Bank

The perfect card for a business-owner - manage your cash flow at a lower cost and enjoy a wide range of Platinum Business privileges too

Hong Leong Platinum Business MasterCard

Product Highlights

Free
30 Day Interest-Free Period

Stretch your finances further with a longer credit period of up to 30 days absolutely interest free for all retail transactions.

Fees
Low Cash Advance Fee

Enjoy a low fee of only 3% of amount advanced or a minimum of RM20, whichever is higher for cash advance via ATM or at branch counters.

Premium
Plaza Premium Lounge Access

Get access to Plaza Premium Airport Lounge access in Malaysia and Singapore!

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 8.99% p.a. with no one-time upfront handling fee From RM 500 
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000

 

Fees and Charges

Annual Fee For Primary Card RM 400*
Annual Fee For Supplementary Card RM 200*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 3% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Waived when you spend a minimum of RM 15,000 p.a or make a minimum of 12 transactions p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 25 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone