Citi Business Platinum Card

Mohon untuk Citi Business Platinum Card dengan Citibank

Kad Citi Business Platinum adalah pilihan hebat dalam meyeimbangkan keperluan bisnes dan gaya hidup anda. Dapatkan rebat tunai 1.2% tanpa had bagi perbelanjaan luar Negara dan 0.5% di dalam Negara, malah perlindungan insuran turut disertakan!

Citi Business Platinum Card
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*Citi Credit Card Online Cash Back Promotion Terms And Conditions Apply

Product Highlights

Cash back
Unlimited Cash Back

Receive 1.2% cash back on overseas spending and 0.5% cash back on local spending with absolutely no limit!

Travel protection
Travel Protection Plan

Receive Personal Accident Insurance with coverage of up to RM1,000,000, and Travel Inconvenience Coverage that covers missed flight connections, flight delays, and baggage delays, loss, and damage.

World
Citibank World Privileges

Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Overseas Transactions 1.2% Uncapped Any amount monthly
Local Transactions 0.5 Uncapped Any amount monthly*
  • Excluding petrol and government charges

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 200
Annual Fee For Supplementary Card RM 100
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 21 years old*

*For employees with minimum income requirement of RM 24,000 per annum