Reward Points Convertible to Cash
Earn reward points at a rate of 1 point for every RM10 spent. You can also choose to convert your points into cash at a rate of RM0.1 for every 10 points!
Free Takaful Family Protection
Enjoy free Takaful travel protection, protection on outstanding balance and free Takaful benevolence expenses of RM 1,000
Low Profit Rate
Enjoy a low profit rate of 13.5% with the Bank Rakyat Platinum Credit Card-i!
20 days Interest-Free Period
Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).
|1 Rakyat Reward Point on every RM10||on all local and overseas retail expenses|
- Your Rakyat Reward Points never expire!
Fees and Charges
|Annual fee||Free for life.|
|Annual Fee for Supplementary Card||Free for life.|
|Minimum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 3.18% of withdrawn amount, whichever is higher|
|Profit Rate on Cash Withdrawal||18%|
|Cash withdrawal fee||RM5,000|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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