Bank Rakyat Classic Credit Card-i
Earn | Spent In |
---|---|
1 Rakyat Reward Point Per RM 10 | All expenses |
- Your Rakyat Reward Points never expire!
- Convert Rakyat Rewards Points into cash. 10 points = RM 0.10.
Enjoy free Takaful protection and Cash-Convertible Rakyat Rewards with this Shariah-compliant card!
Profit Rate
From 13.5% p.a.
Balance Transfer
0 % p.a.
Cashback
N/A
Annual Fee
Free
Earn reward points at a rate of 1 point for every RM10 spent. You can also choose to convert your points into cash at a rate of RM0.1 for every 10 points!
Enjoy free Takaful travel protection, protection on outstanding balance and free Takaful benevolence expenses of RM 1,000
Enjoy a low profit rate of 13.5% with the Bank Rakyat Credit Card-i!
Earn | Spent In |
---|---|
1 Rakyat Reward Point Per RM 10 | All expenses |
Pay Over | With Interest Rate At |
---|---|
3 Months | 3% p.a. |
4th Months Onwards | 13.5% p.a. |
Annual Fee For Primary Card | Free |
---|---|
Annual Fee For Supplementary Card | Free |
Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
Cash Withdrawal Fee | RM 21.20 or 3% of the withdrawn amount depending on the amount for every transaction |
Profit Rate On Cash Withdrawal | 18% p.a. |
Tiers | Criteria | Profit Rate Per Annum |
---|---|---|
Tier 1: Minimum payment received before or on Payment Due Date for 9 consecutive months. | Non-Member of Bank Rakyat Shares | 13.5% |
Member of Bank Rakyat Shares | 13.0% | |
Tier 2: Minimum payment received before or on Payment Due Date for 6 months or more within 9 months. | Non-Member of Bank Rakyat Shares | 17.0% |
Member of Bank Rakyat Shares | 15.5% | |
Tier 3: Cardmembers who do not fall within the above categories | Non-Member of Bank Rakyat Shares | 18.0% |
Member of Bank Rakyat Shares | 17.0% |
Minimum Annual Income | RM 36,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
Who Can Apply | Anyone |
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