Alliance Bank You:nique Rebates Credit Card

Mohon untuk Alliance Bank You:nique Rebates Credit Card dengan Alliance Bank

Dapatkan rebat tunai sebanyak 3% dengan semua perbelanjaan anda menggunakan kad kredit peribadi Alliance Bank You:nique sekarang!

Alliance Bank You:nique Rebates Credit Card
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Product Highlights

Cash back
Up to 3% Cash Back

Earn up to 3% cash rebates on ALL retail purchases with no restriction on what, where, or when to spend.

Petrol
Cash Back on Petrol

Get 3% cash back on all petrol expenses, regardless of where you fill your tank!

Personalized
Personalize Your Credit Card

Add a personal touch to your card face. Upload your own image or choose from the You:nique image library.

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
All Retail 0.5% RM 5 Up to RM 1,000 monthly
All Retail 1.5% RM 30 From RM 1,001 up to RM 2,000 monthly
All Retail 3.0% RM 90 From RM 2,001 up to RM 3,000 monthly
All Retail 0.3% Uncapped From RM 3,001 and above monthly

Balance Transfer

Balance transfer img
Pay Over With Interest Rate At When You Transfer
  6 Months 0.00% p.a. with no one-time upfront handling fee From RM 3,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment img
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 5.5% one-time upfront handling fee From RM 500
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 8.0% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 148*
Annual Fee For Supplementary Card RM 30
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived for the first 3 years. Subsequent years waived if you spend RM 5,000 p.a. and swipe 12 times a year

Interest Rate

15% Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months
18% Per Annum Tier 3: Cardholders who do not fall under the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only