Alliance Bank You:nique Rebates Credit CardApply
Up to 3% Cash Back
Earn up to 3% cash rebates on ALL retail purchases with no restriction on what, where, or when to spend.
Cash Back on Petrol
Get 3% cash back on all petrol expenses, regardless of where you fill your tank!
Personalize Your Credit Card
Add a personal touch to your card face. Upload your own image or choose from the You:nique image library.
Annual Fee Waiver
First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
|All Retail||0.5%||RM5||up to RM1,000 monthly|
|All Retail||1.5%||RM30||from RM1,001 up to RM2,000 monthly|
|All Retail||3%||RM90||from RM2,001 up to RM3,000 monthly|
|All Retail||0.3%||uncapped||from RM3,001 and above monthly|
Alliance Bank Flexible Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500|
|12 months||5.5% one-time upfront handling fee||from RM500|
|18 months||7% one-time upfront handling fee||from RM1000|
|24 months||8% one-time upfront handling fee||from RM1000|
- Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
|18 months||6% p.a. and no one-time upfront handling fee||from RM1000|
|24 months||7.99% p.a. and no one-time upfront handling fee||from RM1000|
Fees and Charges
|Annual Fee for Supplementary Card||RM31.80|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
Get started here. Please fill in your details.
All fields are required*