Up to 3% Cash Back
Earn up to 3% cash rebates on ALL retail purchases with no restriction on what, where, or when to spend.
Cash Back on Petrol
Get 3% cash back on all petrol expenses, regardless of where you fill your tank!
Personalize Your Credit Card
Add a personal touch to your card face. Upload your own image or choose from the You:nique image library.
Annual Fee Waiver
First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
|All Retail||Spend up to RM1,000 monthly||0.5%||RM5||up to RM1,000 monthly|
|All Retail||Spendf rom RM1,001 up to RM2,000 monthly||1.5%||RM30||from RM1,001 up to RM2,000 monthly|
|All Retail||Spend from RM2,001 up to RM3,000 monthly||3%||RM90||from RM2,001 up to RM3,000 monthly|
|All Retail||Spend from RM3,001 and above monthly||0.3%||uncapped||from RM3,001 and above monthly|
|Pay Over||With Interest Rate At||When You Transfer|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
|18 months||6% p.a. and no one-time upfront handling fee||from RM1000|
|24 months||7.99% p.a. and no one-time upfront handling fee||from RM1000|
Alliance Bank Flexible Payment Plan
|Pay Over||With Interest Rate At||When You Spend|
|6 months||2.5% one-time upfront handling fee||from RM500|
|12 months||5.5% one-time upfront handling fee||from RM500|
|18 months||7% one-time upfront handling fee||from RM1000|
|24 months||8% one-time upfront handling fee||from RM1000|
- Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.
Fees and Charges
RM156.88. Free for the first 3 years.
Waived when you swipe 12 times a year.
Waived when you spend RM5,000 a year.
|Annual Fee for Supplementary Card||RM31.80|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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