Dapatkan sebanyak 3X mata ganjaran Timeless Bonus Points yang anda boleh gunakan untuk mendapat diskaun dan keistimewaan eksklusif apabila anda pergi membeli-belah. Selain itu, anda boleh gunakan mata ganjaran itu untuk mendpatkan tiket penerbangan percuma juga!
Earn up to 3X Timeless Bonus Points that you can use for shopping or to redeem free flights!
Redeem flights at a rate of 6000 TBP= 1000 Enrich Miles (MAS)
Withdraw a cash advance of up to 100% of your credit limit.
Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).
| Earn | Spent |
|---|---|
| 3 Timeless Bonus Points on every RM1. | on all overseas spending. |
| 2 Timeless Bonus Points on every RM1 spent. | on petrol, grocery and utility payments |
| 1 Timeless Bonus Points on every RM1 spent. | on all other local spending |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2.5% one-time upfront handling fee | from RM500 |
| 12 months | 5.5% one-time upfront handling fee | from RM500 |
| 18 months | 7% one-time upfront handling fee | from RM1000 |
| 24 months | 8% one-time upfront handling fee | from RM1000 |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 6.99% p.a. and no one-time upfront handling fee | from RM1000 |
| 18 months | 6% p.a. and no one-time upfront handling fee | from RM1000 |
| 24 months | 7.99% p.a. and no one-time upfront handling fee | from RM1000 |
| Annual fee |
|
|---|---|
| Annual Fee for Supplementary Card | Free |
| Mininum monthly payment | RM50 or 5% of outstanding amount |
| Late payment fee | RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash withdrawal fee | RM15.90 or 5.30% of withdrawn amount, whichever is higher |
| Interest rate on cash withdrawals | 18% |
| 15% Interest Rate Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months |
|---|---|
| 17% Interest Rate Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months. |
| 18% Interest Rate Per Annum | Tier 3: Cardholders who do not fall under the above categories. |
| Minimum Annual Income | RM 60,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
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