Alliance Bank MasterCard Platinum

Apply for Alliance Bank MasterCard Platinum by Alliance Bank

Get the maximum reward of Timeless Bonus Points and enjoy the most out of your lifestyle on variety spending!

Alliance Bank MasterCard Platinum
Apply

Product Highlights

Travelling
Get Free Flights from MAS

Redeem flights at a rate of 6000 TBP= 1000 Enrich Miles (MAS), and 3000TBP=1000 Big Points (AirAsia)

Cash advance
Cash Advance Facility

Withdraw a cash advance of up to 100% of your credit limit.

Free
20 Days Interest-Free Period

Zero interest for retail transactions if payment made within 20 days (if all the transaction from previous month have been paid)

Features

Rewards

Local rewards
Earn Spent In
3 Timeless Bonus Points Per RM 1 All overseas spending
2 Timeless Bonus Points Per RM 1 Petrol, grocery and utility payments
1 Timeless Bonus Points Per RM 1 All local spending
  • Your Timeless bonus points will never expire

Balance Transfer

Balance transfer img
Pay Over With Interest Rate At When You Transfer
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 6.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment img
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 5.5% one-time upfront handling fee From RM 500
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 8.0% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 438*
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived if you spend RM 5,000 p.a. and swipe 12 times a year

Interest Rate

15% Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months
18% Per Annum Tier 3: Cardholders who do not fall under the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only