AFFINBANK World MasterCard

Mohon untuk AFFINBANK World MasterCard dengan Affin Bank

AFFINBANK World MasterCard mempunyai kadar bunga yang rendah serta rebat tunai bonus yang baik. Selain itu, anda juga boleh mendapatkan sebanyak 70% pendahuluan tunai untuk had kredit anda!

AFFINBANK World MasterCard
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Product Highlights

Travel protection
Free Travel Protection

Enjoy free travel insurance coverage of up to RM 1,000,000 when you charge your air tickets to this card. Also enjoy free personal accident insurance of up to RM 100,000!

Premium
Complimentary Airport Lounge Access

Get 2 complimentary entries to Priority Pass airport lounges worldwide!

Golf
Golf Privileges

Enjoy complimentary green fees and get exclusive access at participating golf clubs in South East Asia!

Features

Rewards

Rewards
Earn Spent In
1x Rewards Points Per RM 1 All retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 4% one-time upfront handling fee  From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Easy Instalment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Fees and Charges

Annual Fee For Primary Card RM 500*
Annual Fee For Supplementary Card RM 400*
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 48,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

12% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

18% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date

Requirements

Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone