AFFINBANK World MasterCard

AFFINBANK World MasterCard

AFFINBANK World MasterCard mempunyai kadar bunga yang rendah serta rebat tunai bonus yang baik. Selain itu, anda juga boleh mendapatkan sebanyak 70% pendahuluan tunai untuk had kredit anda!

AFFINBANK World MasterCard
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Product Highlights

Cash back
AFFIN Bonus Cash Back

Earn AFFIN Bonus cash back of up to 0.8% on all retail spending except for petrol!

Lowinterest
Low Interest Rate

Enjoy finance charges of as low as 9.99% p.a.!

Travel protection
Free Travel Protection

Enjoy free travel insurance coverage of up to RM 1,000,000 when you charge your air tickets to this card. Also enjoy free personal accident insurance of up to RM 100,000

Cash advance
High Credit and Cash Advance Limit

Get up to 70% cash advance on your credit limit!

Features

Cashback

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
All Retail Expenses 0.8% RM80 from RM100 and above monthly
  • Petrol and government-related transactions are not eligible for cash back.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 0% p.a. and 1% one-time upfront handling fee from RM5000
12 months 0% p.a. and 4% one-time upfront handling fee from RM1000
18 months 0% p.a. and 7% one-time upfront handling fee from RM1000
24 months 0% p.a. and 9% one-time upfront handling fee from RM1000

Affin Bank Easy Installment Plan

Easy payment
Pay Over With Interest Rate At When You Transfer
6 months 2% one-time upfront handling fee from RM500
12 months 4% one-time upfront handling fee from RM1000
18 months 5% one-time upfront handling fee from RM2000
24 months 6% one-time upfront handling fee from RM2000
36 months 7% one-time upfront handling fee from RM3000

Travel Insurance

Travel
Travel Coverage Sum Insured
Personal Accident Up to RM100,000
Travel Insurance Up to RM1,000,000

Fees and Charges

Annual fee

RM530. Free for the first year.

Waived when you spend at least RM48,000 a year.

Annual Fee for Supplementary Card RM424
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash Withdrawal Fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals 18%
*inclusive of 6% GST

Interest Rate

9.99% Interest Rate Per Annum Tier 1: Cardholders with prompt minimum payment for 12 consecutive months.
17.5% Interest Rate Per Annum Tier 2: Cardholders who do not meet the above requirement.

Requirements

Minimum Annual Income RM120,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old