AFFINBANK World MasterCard by Affin Bank

Enjoy free travel insurance coverage of up to RM 1,000,000 when you charge your air tickets to this card.

Get 2 complimentary entries to Priority Pass airport lounges worldwide!

Enjoy complimentary green fees and get exclusive access at participating golf clubs in South East Asia!

Earn	Spent In
1x Rewards Points Per RM 1	All retail transactions

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Annual Fee For Primary Card	RM 500*
Annual Fee For Supplementary Card	RM 400*
Mininum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 48,000 p.a. or make a minimum of 12 transactions p.a.

12% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date
18% Per Annum	Tier 2: Cardmembers who settle their minimum payment after the payment due date

Minimum Annual Income	RM 80,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for AFFINBANK World MasterCard by Affin Bank