Kebaikan AFFINBANK MasterCard Gold dan Touch n' Go digabungkan dalam satu kad!
Earn AFFIN Bonus cash back of up to 0.8% on all retail spending except for petrol!
Enjoy finance charges of as low as 9.99% p.a.!
Option to pay only 5% of the outstanding amount due, partial or full payment which gives more control over your money and provide more flexibility in your spending.
Enjoy free insurance coverage for flight delays, missed connections, luggage delay, and lost luggage.
| Cash Back Category | Cash back Rate | Monthly Cap | Spend |
|---|---|---|---|
| All Retail Expenses | 0.4% | RM 6 | from RM100 to RM1,500 monthly |
| All Retail Expenses | 0.8% | uncapped | from RM1,501 and above monthly |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a. and 1% one-time upfront handling fee | from RM5000 |
| 12 months | 0% p.a. and 4% one-time upfront handling fee | from RM1000 |
| 18 months | 0% p.a. and 7% one-time upfront handling fee | from RM1000 |
| 24 months | 0% p.a. and 9% one-time upfront handling fee | from RM1000 |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 2% one-time upfront handling fee | from RM500 |
| 12 months | 4% one-time upfront handling fee | from RM1000 |
| 18 months | 5% one-time upfront handling fee | from RM2000 |
| 24 months | 6% one-time upfront handling fee | from RM2000 |
| 36 months | 7% one-time upfront handling fee | from RM3000 |
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM500,000 |
| Delayed Flight | Up to RM500 |
| Missed Flight | Up to RM500 |
| Lost Luggage | Up to RM1,000 |
| Delayed Luggage | Up to RM500 |
| Annual fee |
RM159. Free for the first year. Waived when you spend at least RM24,000 a year. |
|---|---|
| Annual Fee for Supplementary Card | RM79.50 |
| Mininum monthly payment | RM50 or 5% of outstanding amount |
| Late payment fee | RM5 or 1% of outstanding amount, up to maximum of RM50 |
| Cash Withdrawal Fee | RM21.20 or 5.30% of withdrawn amount, whichever is higher |
| Profit Rate on Cash Withdrawals | 17.5% |
| 9.99% Interest Rate Per Annum | Tier 1: Cardholders with prompt minimum payment for 12 consecutive months. |
|---|---|
| 17.5% Interest Rate Per Annum | Tier 2: Cardholders who do not meet the above requirement. |
| Minimum Annual Income | RM36,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
Thank you for choosing Loanstreet!
You have chosen the
