AFFINBANK Touch 'n Go MasterCard Gold by Affin Bank

With this card, you can get complimentary insurance coverage up to RM500,000 when you charge your full airline fare to the card!

Get to enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment by the payment due date!

Enjoy auto-reload once your balance reaches below RM 50 with a minimal fee!

Earn	Spent In
1x Rewards Points Per RM 1	All retail transactions

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
24 Months	0% p.a. with 6% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Annual Fee For Primary Card	RM 150*
Annual Fee For Supplementary Card	RM 75*
Mininum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 5 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 50
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	17.5% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 24,000 p.a. or make a minimum of 12 transactions p.a.

12% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date
17.5% Per Annum	Tier 2: Cardmembers who settle their minimum payment after the payment due date

Minimum Annual Income	RM 30,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone