Public Bank World MasterCard Credit Card

Mohon untuk Public Bank World MasterCard Credit Card dengan Public Bank

Dapatkan sehingga 3x Mata Ganjaran AirMiles untuk setiap Ringgit yang dibelanjakan & tuntutan perjalanan automatik RM 500,00 percuma!

Public Bank World MasterCard Credit Card
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Product Highlights

Good
Contactless Function

A fast and convenient way to pay your purchases by simply “waving” your card when prompted by the contactless reader at the checkout for retail purchase of RM250 and below.

Travel protection
Automatic Travel Insurance

FREE Automatic Travel Insurance of up to RM500,000 when the full travel arrangement is charged to your Card.

Premium
Complimentary Access to Plaza Premium Lounge Malaysia

Complimentary 3x access in a year to Plaza Premium Lounge in Malaysia

Features

Air Miles Points

Travel
Earn Spent In
3x AirMiles Points Per RM 1  Overseas retail transactions
1x AirMiles Points Per RM 1 Local retail transactions
  • Redeem 6,000 AirMiles Points for 1,000 Enrich Miles or 2,000 AirAsia BIG Points
  • AirMiles expire in 3 years

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
30 Months 0% p.a. with 7% one-time upfront handling fee From RM 6,000

Flexipay Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 1,500
9 Months 0% p.a. with 2% one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Zero Interest Insallment Plan (Ziip)

48 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
9 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 500
18 Months 0% p.a. with no one-time upfront handling fee From RM 500
24 Months 0% p.a. with no one-time upfront handling fee From RM 500
30 Months 0% p.a. with no one-time upfront handling fee From RM 500
36 Months 0% p.a. with no one-time upfront handling fee From RM 500
  •  Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 100,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone