Public Bank Visa Signature Credit Card

Mohon untuk Public Bank Visa Signature Credit Card dengan Public Bank

Dapatkan rebat tunai sebanyak 6% dan mata ganjaran VIP points untuk semua pembelian anda. Selain itu, anda akan dapat perlindungan insurans perjalananpercuma yang bernilai RM 500,000 juga!

Public Bank Visa Signature Credit Card
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Product Highlights

Travel protection
Automatic Travel Insurance

FREE Automatic Travel Insurance of up to RM500,000 when the full travel arrangement is charged to your Card.

Premium
Complimentary Access to Plaza Premium Lounge Malaysia

Complimentary 2x access in a calendar year to Plaza Premium Lounge in Malaysia

Vip
1X VIP Points

Earn 1 VIP Point with every Ringgit spent on other retail transactions locally and abroad!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Grocery 6% RM 38 Any amount monthly 
Dining 6% RM 38 Any amount monthly 
Online Transactions 6% RM 38 Any amount monthly 

Rewards

Local rewards
Earn Spent In
1 VIP Points Per RM 1 Other retail transactions locally and abroad
  • Excludes grocery, dining, online transaction, casino, cash advances, balance transfer, transaction at UTAR and TARC campus, government-related payments, payments to charity, payments via www.pbebank.com and ATM

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
30 Months 0% p.a. with 7% one-time upfront handling fee From RM 6,000

Flexipay Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 1,500
9 Months 0% p.a. with 2% one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Zero Interest Insallment Plan (Ziip)

48 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
9 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 500
18 Months 0% p.a. with no one-time upfront handling fee From RM 500
24 Months 0% p.a. with no one-time upfront handling fee From RM 500
30 Months 0% p.a. with no one-time upfront handling fee From RM 500
36 Months 0% p.a. with no one-time upfront handling fee From RM 500
  •  Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card RM 388*
Annual Fee For Supplementary Card RM 150*
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you use your card with a minimum of 12 times p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone