Maybank 2 Platinum Cards

Maybank 2 Platinum Cards

Dapatkan kebaikan Maybank2 American Express dan Maybank2 MasterCard dalam satu pendaftaran dan satu penyata dengan Maybank 2 Platinum Cards.

Maybank 2 Platinum Cards

Product Highlights

Two is Better Than One

Get accepted anywhere! Now you can enjoy the benefits of two cards, Maybank2 American Express® Card and Maybank2 MasterCard, in one sign up and one statement!

Cash back
Earn 5% Cash Back

Earn 5% cash back on all dining and drinks charged to your Maybank American Express card during weekends.

5X Maybank TreatsPoints

Earn up to 5X Maybank TreatsPoints for all spend on your Maybank2 American Express card.

Purchase Protection

Receive complimentary purchase insurance coverage of up to RM15,000 per item and RM100,000 per card each year. You'll also get Return Guarantee refund for a maximum of 90 days for any purchased item that is valued no higher than RM 1,500 for up to RM 6,000 each year.



Cash back
Cashback Category Cashback Rate Monthly Cap Spend
Dining 5% RM 50 Any amount in a single receipt (Weekends only)


Local rewards
Card Earn Spent
Maybank2 American Express 5 points per RM1 on all local and overseas expenses
Maybank2 American Express 2 points per RM 1 at government bodies, educational institutions, and insurance providers
Maybank2 Mastercard 1 point per RM1 on any spend
  • Maybank TreatsPoints last for 3 years before expiry.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

8.88% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old