American Express® Gold Credit Card

Mohon untuk American Express® Gold Credit Card dengan Maybank

Kad yang membolehkan anda mendapat Mata Ganjaran Keahlian tanpa bayaran tahunan!

American Express® Gold Credit Card
Apply

Product Highlights

Vip
SPG Hotels & Resorts Privileges

Get dining privileges of 50% savings with two diners and 40% savings with three to 10 diners!

Reward
5x Membership Rewards Points

Get 5x Membership Rewards Points for every RM 1 spent on groceries and 2x Membership Rewards Points for other transactions!

Features

Rewards

Rewards
Earn Spent In
5x Membership Rewards Points Per RM 1  Groceries, cinemas, participating bookstores and telecommunication charges via Express AutoPay*
2x Membership Rewards Points Per RM 1 All other transactions
1x Membership Rewards Points Per RM 1 Education institutions, insurance providers, utilities, petrol and Maybank 0% EzyPay Instalment

*Bookstores: Borders, Kinokuniya, MPH, Times

*Telecommunication: Maxis, Celcom, Digi, Telekom 

  • No Membership Rewards Points will be rewarded at government bodies

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0.5% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0.75% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0.375% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 0.413% p.a. with no one-time upfront handling fee From RM 2,000

Maybank Ezy Pay

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one time upfront handling fee From RM 50
12 Months 0% p.a. with no one time upfront handling fee From RM 50
18 Months 0% p.a. with no one time upfront handling fee From RM 50
24 Months 0% p.a. with no one time upfront handling fee From RM 50
30 Months 0% p.a. with no one time upfront handling fee From RM 50
36 Months 0% p.a. with no one time upfront handling fee From RM 50
  • Only applicable for participating merchants

Maybank Ezy Pay Plus

48 months
Pay Over With Interest Rate At When You Spend
6 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
12 Months 9% p.a. with no one-time upfront handling fee From RM 500 up to RM 30,000
18 Months 9% p.a. with no one-time upfront handling fee From RM 3,000 up to RM 30,000
24 Months 9% p.a. with no one-time upfront handling fee From RM 5,000 up to RM 30,000

 

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone