Hong Leong Wise Gold Visa Card

Mohon untuk Hong Leong Wise Gold Visa Card dengan Hong Leong Bank

Dapatkan rebat tunai sebanyak 10% untuk kategori-kategori pembelian terpilih anda. Anda boleh mengubahsuaikan kad ini mengikut cara hidup anda

Hong Leong Wise Gold Visa Card
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Product Highlights

Cash back
10% Cash Back

Make your own decision for which categories you would like to get cash back!

Free
20 Days Interest-Free Period

Get 20 days interest free period from the statement date when you've paid your previous balance in full!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Your Chosen Participating Merchants 10% RM 100 RM 2,000 and above monthly
  • Choose a maximum of 2 participating merchants from pharmacies, groceries, petrol, dining, departmental stores, bookstores, utilities, entertainment, or travel
  • Get one default bonus category offered by the bank which is currently mobile category

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 8.99% p.a. with no one-time upfront handling fee From RM 500 
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000
36 Months 8.99% p.a. with no one-time upfront handling fee From RM 2,000

 

Fees and Charges

Annual Fee For Primary Card RM 250
Annual Fee For Supplementary Card RM 80
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone