Citi Rewards World MasterCard

Mohon untuk Citi Rewards World MasterCard dengan Citibank

Dapatkan sehingga 5X Mata Ganjaran bila anda berbelanja sehari-hari ataupun sewaktu travel – sepanjang tahun.

Citi Rewards World MasterCard
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Product Highlights

Travelling
Travel Privileges

Enjoy complimentary access to the Plaza Premium Lounge in KLIA with a variety of services and facilities! You can also enjoy 24/7 World MasterCard Concierge and VIP privileges at luxury hotels and destination travel offers!

Reward
5x Rewards Points

Earn up to 5x rewards points that never expire! Collect your rewards points and redeem merchandises, air miles, hotel stars, or pay for your purchases!

Travel protection
Travel Protection Plan

Get up to RM50,000 overseas 24 hours personal accident coverage for you and your supplementary cardmember, when you charge your travel ticket to your card!

Features

Rewards

Local rewards
Earn Spent In
5x Citi Rewards Points Per RM 1 Selected major departmental stores and supermarkets*
5x Citi Rewards Points Per RM 1 Overseas transactions
1x Citi Rewards Points Per RM 1 Other local transactions

*Departmental Stores: AEON, AEON Big, Marks & Spencer, Metrojaya, Parkson, Robinsons, Tangs, Isetan

*Supermarkets: B.I.G Ben's Independent Grocer, Cold Storage, Everise, Giant, Jasons Food Hall, Jaya Grocer, Servay, Tesco, Village Grocer

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 600
Annual Fee For Supplementary Card RM 150
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 90,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone