BSN Visa Platinum Credit Card

Mohon untuk BSN Visa Platinum Credit Card dengan Bank Simpanan Nasional

Kad Kredit BSN Visa Platinum menawarkan semua yang anda perlukan untuk gaya hidup yang mudah dan mudah dengan memberi anda keistimewaan, hadiah, dan eksklusif!

BSN Visa Platinum Credit Card
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Product Highlights

Travel protection
Travel Accident Insurance

Receive free automatic travel accident insurance of up to RM 1,000,000 when you charge your full travel fare to your card!

Mileage
Enrich Miles Redemption

Exchange your reward points for Enrich Miles and fly with MAS Airlines today!

Premium
Platinum Privileges

Enjoy special privileges and savings from some of the most prominent travel organizations, hotels, restaurants and retailers!

Features

Rewards

Local rewards
Earn Spent In
2x Happy Points Per RM 1 Overseas retail transactions
2x Happy Points Per RM 1 Selected local dining, local golf, and local travel
1x Happy Points Per RM 1 Local retail transactions
  • Happy points expires in 3 years

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
3 Months 0.3% p.a. with no one-time upfront handling fee From RM 500
6 Months 0.3% p.a. with no one-time upfront handling fee From RM 1,000
9 Months 0.3% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee for the first 6 months, 0.3% p.a. with no one-time upfront handling fee for the subsequent years From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee (limited time only) From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee for the first 12 months, 0.375% p.a. with no one-time upfront handling fee for the subsequent years From RM 1,000
36 Months 0.375% p.a. with no one-time upfront handling fee From RM 2,000

Instalment Pay Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 3% one-time upfront handling fee RM 500 to RM 999
6 Months 0% p.a. with 3% one-time upfront handling fee RM 1,000 to RM 1,999
6 Months 0% p.a. with 3% one-time upfront handling fee RM 2,000 and above
12 Months 0% p.a. with 4% one-time upfront handling fee RM 1,000 to RM 1,999
12 Months 0% p.a. with 4% one-time upfront handling fee RM 2,000 and above
24 Months 0% p.a. with 5% one-time upfront handling fee RM 2,000 and above

Easy Pay Plan

48 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
36 Months 0% p.a. with no one-time upfront handling fee From RM 500
  •  Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 75
Cash Withdrawal Fee RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

13.5% Per Annum

(For Government Servants: 11.0% Per Annum)

Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months

16.0% Per Annum

(For Government Servants: 13.5% Per Annum)

Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle

17.5% Per Annum

(For Government Servants: 17.5% Per Annum)

Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians