AFFINBANK Visa Basic

Mohon untuk AFFINBANK Visa Basic dengan Affin Bank

Kad kredit yang sesuai untuk orang yang baru mula bekerja. Yuran tahunan kad ini adalah percuma sepanjang hayat.

AFFINBANK Visa Basic
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Product Highlights

Lowinterest
Low Finance Charges

Get to enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment by the payment due date!

Travel protection
Flight & Travel Personal Accident Insurance

Get complimentary insurance coverage of up to RM 250,000 when you charge your full airline fare to your AFFINBANK credit card!

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Easy Instalment Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
24 Months 0% p.a. with 6% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 5 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 50
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 17.5% p.a.

Interest Rate

12.0% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

17.5% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone