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5 Investment Gift Ideas for Christmas!

Updated 17 Dec 2020 – By Philippe Andrews

As we wrap up 2020 (cue deep breaths of relief!) with hopes for an amazing 2021, there’s no denying that many things have changed throughout this tough year. Abuden, got COVID19 ma!

Some things, however, will always remain timeless — like giving gifts during Christmas and the year-end holidays! From loved ones that you are thankful for to colleagues who make work much more tolerable every day, it’s a time to celebrate both those around us and ourselves for getting through yet another year.

Now, before you charge out to your nearest shopping mall — while practising social distancing all the other important SOPs, of course — and start checking things off your gift list, we’d like you to pause and take a second to think things over.

Well, 2020 has certainly been especially challenging for many of us financially. As such, why not fill your gift list with investment-themed gifts for your loved ones this Christmas instead, to help them chase their dreams or simply achieve better financial health?

If you’re still not too sure what we mean, let our list of 5 investment gift ideas below do the teaching!

1. Buy someone some gold

With its stable prices even in times of crisis and the fact that it enjoys a general increase in value over time, gold is a safe investment tool — be it for yourself, or someone else.

What makes it even better? Gold is an investment instrument with a physical form, which translates to say that you can give it to someone as a beautiful gift with your own hands! Just head on over to a trusted gold trader like Public Gold or a reliable jeweller, purchase your preferred amount of gold, then pack it all up and give it to your intended recipient.

Alternatively, if you would like to purchase gold in someone’s name in small amounts and without giving them the task of physically protecting and safeguarding this investment, you could opt to create an account for them on an online gold trading service like HelloGold.

Your gift recipient will then be able to sell this gold during emergencies or use it to earn some profit by trading it in the future when they feel that the price is right. Talk about making a shiny long-term difference!


2. Invest in a business idea

Yes, you might not be in a position to hire your loved ones — but that doesn’t necessarily mean that you’re unable to help them create a job or career for themselves.

If your gift recipient has a potentially profitable business idea, why not support him or her by investing some money in this idea? You could do this by giving them capital, or perhaps purchasing some of the tools that he or she needs.

For example, if your friend Ah Zai would like to start selling his incredible cakes on a small scale, but needs a bigger oven to do so, you could help by buying him an oven. All you have to do is understand what the business idea is and discover what your friend or loved one needs to make that idea a reality.

This gesture could help secure your recipient a viable source of income in the future. It might even turn out to be a good financial move for you if you and your recipient agree that you can be regarded as an investor in the business and will thus be entitled to some of its profits.


3. Give someone an education

“Give a man a fish and he will eat for a day. Teach a man how to fish, and you feed him for a lifetime.”

Most of us are probably very familiar with this saying, which is also why we understand that investing in education is one of the best things you can do with your money. Education can give you the skills and knowledge you need to attain a better future, after all.

As such, this Christmas, consider giving your loved ones a treat by helping them pay for a class, course, or lesson that they’re interested in! For instance, you could pay for one vocal training session for an aspiring singer, weekend cooking classes for those who dream of kicking off their own food businesses, or online classes in creative writing or programming for a friend who lost their job recently and is now looking for work online.

The latter of the three examples above is especially relevant today, seeing as COVID19 has transformed the way we work dramatically — forcing more and more people to work online though they may not necessarily have the skills to do so.

4. Pay bills for someone

This may seem like a small and mundane gesture on the surface because we technically pay our bills and debts all the time. However, let’s not forget that no amount of money is insignificant, as even small amounts can be saved up to create a great impact.

By paying for someone’s bills this Christmas season, you would not only be giving them the chance to savour a big sigh of relief, but also provide them the opportunity to use the amount that they have put aside for those bills as an investment. Regardless of whether it ends up in their savings plan or in a purchase of stocks, it would be a great way to help out — because you’re giving them the chance to do something that they might not have been able to afford a little while ago.

Plus, with online banking services and digital payment options like JomPAY, paying your bills in Malaysia has never been easier.

Naturally, some of your loved ones may be a little shy about sharing how much their monthly bills cost for personal reasons. In such cases, you could always make your estimates and pay an amount that you deem suitable like this!

5. Start a crowdfunding campaign for a friend

Another way for you to help a friend invest in his or her business idea — and create a new source of income for themselves in the process — would be to create a crowdfunding campaign on their behalf.

If the term ‘crowdfunding’ is new to you, here’s what you need to know: crowdfunding is the process of accumulating investments from various individuals or parties to be invested in one particular product or cause. These investors can be anywhere in the world because crowdfunding is normally done online through websites like Mystartr, pitchIN or Kickstarter.

Finally, once the investment goal is reached and the product or business is launched, its owners will repay investors by giving them those products or services and other rewards by a specified deadline.

The Christmas gift idea here would be to either start and manage a crowdfunding campaign for a friend or a loved one, or start and invest in the campaign yourself. It’s very easy to set up, and you have a huge variety of crowdfunding platforms to choose from!

Have yourself a Merry Little Christmas!

It’s important to remember that we should be extra-creative with our gift-giving this year, especially since it isn’t a good idea to go shopping physically in huge crowds at present. Keep in mind that gifts which represent an element of investment also tend to last very long, even if they aren’t always physical and might seem to be trivial at first glance.

Above all else, if you can afford to do so, remember that there’s nothing like giving your loved ones a Christmas with fewer worries and fears — and perhaps even give them a better 2021 in the process. Merry Christmas!

ALSO READ: 5 Ways to Kiamsiap Your Christmas Celebration
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