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Best Fixed Deposit Promos Malaysia 2025

BY Team Loanstreet

Updated 04 Mar 2025




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[Last update: 04 March 2025]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
Affin Bank

(Wealth Deposit Campaign)
Up to 12.38% p.a. RM10,000 - Up to 6 months 01 November 2024
-
31 March
2025
-
Alliance Bank

(Investment & FD Bundle Campaign)
Up to 8.50% p.a. RM1,000 - 3 months 03 October 2024
-
31 March
2025
Requires Alliance Privilege customers to invest in selected products
Alliance Bank

(Alliance Privilege Welcome Promo)
3.80% p.a. RM10,000 RM300,000 6 months 01 October 2024
-
31 March
2025
For New Alliance Privilege customers only
Alliance Bank

(Alliance Personal Welcome Promo)
3.80% p.a. RM10,000 RM300,000 6 months 01 October 2024
-
31 March
2025
For New Alliance Personal customers only
Bank of China Malaysia

(New Year FD Promotion)

3.80% p.a. RM10,000 RM2,000,000 12 months  02 January
2025
-
30 April 2025
Must have CASA account with BOCM and Fixed Deposit placement at the branch
Bank Simpanan Nasional

(BSN Term Deposit-i bundle with BSN SSP)

5.50% p.a. RM5,000 - 6 months  01 January
2025
-
31 March 2025
-
CIMB

(eFD-i February 2025 Campaign)

Up to 3.75% p.a. RM1,000 - Up to 10 months  26 February
2025
-
24 March 2025
-
Hong Leong Bank

(Unit Trust + Fixed Deposit CNY Campaign)
4.68% p.a. RM20,000 Equivalent to the Unit Trust Amount 3 months 06 January
2025
-
31 March 2025   
-
Hong Leong Bank

(Insurance + Fixed Deposit CNY Campaign)
Up to
3.70% p.a.
RM10,000 Up to the Annual Premium Size Up to 12 months 06 January
2025
-
31 March 2025
Requires the customer to invest in selected products
HSBC Bank

(Term Deposit-i)
Up to 
4.28% p.a.
RM50,000 Up to
RM1,000,000
6 months 01 January
2025
-
31 March 2025
Requires HSBC customers to have an Everyday Global Account
MBSB

(Term Deposit-i Campaign)
Up to 
4.00% p.a.
RM1,000 - Up to 12 months   23 December
2024
-
31 March
2025
-
MBSB

(TIA-i Campaign)
Up to 
4.10% p.a.
RM1,000 - Up to 12 months 13 December
2024
-
31 March
2025
-
MBSB

(Prime Deposit Account Campaign)
Up to 
4.00% p.a.
RM10,000 - Up to 12 months 26 August
2024
-
26 August
2025
-
Public Bank

(PB eFD via FPX Campaign)
Up to
3.70% p.a.
RM5,000 RM2,000,000 Up to 12 months 01 January
2025
-
31 March
2025
-
RHB Bank

(FD/CMD-i & Bancassurance or Bancatakaful Campaign)
 Up to
10.88% p.a
RM10,000 - Up to 6 months 8 January
2025
-
31 March
2025
 Requires customers to purchase insurance or takaful products
Standard Chartered

(Fixed Deposit/Term Deposit-i Campaign)
3.80% p.a. RM30,000 Up to
RM3,000,000
12 months 01 January
2025
-
31 March
2025
For Fresh Funds only

 

What do have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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About the Author

Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!

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