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Best Fixed Deposit Promos Malaysia 2025

BY Team Loanstreet

Updated 10 Sep 2025




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[Last update: 10 September 2025]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
Affin Bank

(eFD/eTD-i Campaign)
3.15% p.a. RM10,000 RM200,000 12 months 01 September
2025
-
30 September
2025
Placement via AffinAlways online only
Alliance Bank

(Privilege Welcome Promo)
3.90% p.a. RM10,000 RM300,000 6 months 01 April
2025
-
30 September
2025
For new Privilege customers only
Alliance Bank

(Personal Welcome Promo)
3.90% p.a. RM10,000 RM100,000 6 months 01 April
2025
-
30 September
2025
For new Personal customers only
AmBank

(eFD / e-TD-i Campaign)
3.60% p.a. RM1,000 - 10 months 18 August
2025
-
30 September
2025
Use BEST3/6, HOT10 codes
CIMB Bank

(eFD-i Campaign)
3.45% p.a. RM1,000 - 6 months 15 August
2025
-
22 September
2025
-
Bank Rakyat

(Term Deposit-i Campaign)
3.69% p.a. RM10,000 (TD-i),
RM1,000 (SA-i / CA-i / Rizq Plus)
- 6 months 12 August
2025
-
30 September
2025
-
Hong Leong Bank

(eFD / eFD-i Promotion)
3.55% p.a. RM1,000 Subject to bank transfer limits 6 months 15 August
2025
-
18 September
2025
Fresh funds only
HSBC

(Everyday Global TD/-i Campaign)
4.28% p.a. RM50,000 Premier: RM300k,
Elite: RM1m
6 months 01 July
2025
-
30 September
2025
Premier / Elite only
Bank Muamalat

(FTA-i Bonus Booster)
3.75% p.a. RM10,000 - 12 months 24 July
2025
-
31 December
2025
-
MBSB Bank

(Term Deposit-i Campaign)
3.75% p.a. Fresh: RM1,000,
Rollover: +RM1,000
- 12 months 05 August
2025
-
30 September
2025
Branch placement only
OCBC Bank

(Fixed Deposit/-i Promotion)
3.58% p.a. RM1,000 Premier: RM1.5m,
Non-Premier: RM200k
6 months 01 August
2025
-
31 October
2025
-
Public Bank

(Special Fixed Deposit Campaign)
3.45% p.a. RM5,000 RM10 million 6 months 10 July
2025
-
30 September
2025
Fresh funds only
RHB Bank

(Term Deposit / e-Term Deposit Promotion)
3.50% p.a. Term: RM5,000,
e-Term: RM20,000
- 6 months 28 July
2025
-
30 September
2025
e-Term via FPX, Term via OTC
Standard Chartered

(Fixed Deposit / Term Deposit-i Campaign)
3.50% p.a. RM30,000 Priority Private: RM3m,
Priority Banking: RM1m,
Non-Priority: RM200k
12 months 01 August
2025
-
30 September
2025
Fresh funds only

 

What do you have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!

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