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Here are the Best Fixed Deposit Promos in Malaysia 2022

Updated 19 Jan 2022 – By Team Loanstreet

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Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 

To those who are not sure about Fixed Deposit, it's a type of an investments account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. This type of investment is quite popular because it's known to be risk-free and has higher interest rates when compared to the regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 

Now, let’s take a look at the list (in no particular order).

1. CIMB Bank

Promo: CIMB eFixed Return Income Account-i (eFRIA-i)
Interest Rate: Up to 2.30% p.a.
Minimum: RM5,000
Tenure: 3/6/12 months
Offer Period: 1 January 2022 - 31 January 2022

2. Public Bank


Promo: PB Golden 50 PLUS Fixed Deposit Account /PLUS Fixed Deposit/ Term Deposit-i
Interest Rate: Up to 2.35% p.a.
Minimum: RM5,000
Maximum: RM10,000,000
Tenure: 6/9/12 months 
Offer Period: 1 January 2022 - 30 April 2022

Tenure Promotional Interest /
Profit Rates (% p.a.)
6 months 2.25 2.20
9 months 2.30 2.25
12 months 2.35 2.30

3. Hong Leong Bank 


Promo: eFixed Deposit/eFixed Deposit-i Campaign  
Interest Rate:  Up to 2.45% p.a.
Minimum: RM10,000 
Maximum: RM2,000,000
Tenure: 3/6/12/24 months 
Offer Period: 1 January 2022 - 31 March 2022

Tenure Interest Rate (% p.a.)
3 Months 2.25
6 Months 2.30
12 Months 2.40
24 Months 2.45

4. Hong Leong Bank

Promo: Fixed Deposit/Fixed Deposit-i
Interest Rate: Up to 2.90% p.a. 
Minimum: RM10,000
Maximum: RM10,000,000
Tenure: 1-2/3-4/5-6 months 
Offer Period: 1 January 2022 - 31 March 2022
Tenure Interest Rate(% p.a.)
1-2 Month 2.00
3-4 Month 2.30
5-6 Month 2.90

5. Maybank


Promo: Fixed Deposit Combo Campaign
Interest Rate: 2.30% p.a.
Minimum: RM10,000
Tenure: 3 months 
Offer Period: 1 December 2021 - 19 January 2022

6. AmBank

loanstreet fixed deposit

Promo: FD/TD-i & CASA/-i Bundle
Interest Rate: Up to 3.25% p.a.
Minimum: RM10,000
Maximum: RM1,000,000
Tenure: 6 months
Offer Period: 8 November 2021 - 31 January 2022

7. Alliance Bank

Promo: Alliance privilege Unit Trust
Interest Rate: Up to 5.5% p.a.
Minimum: RM1,000
Tenure: 3 months
Offer Period: 15 June 2021 - 31 March 2022

8. OCBC Bank

Promo: Fixed Deposit/-i Campaign
Interest Rate: Up to 1.85% p.a.
Minimum: RM1,000
Tenure: 4 months
Offer Period: 15 November 2021 - 31 January 2022

9. Alliance Bank


Promo: Alliance BANCA FD
Interest Rate: Up to 15% p.a.
Minimum: RM10,000
Tenure: 3 months
Offer Period:  15 July 2021 - 31 March 2022

10. Alliance Bank


Promo: Privilege Customer Welcome Offer Promo
Interest Rate: Up to 3.00% p.a.
Minimum: RM1,000
Tenure: 3 months
Offer Period:  1 November 2021 - 31 March 2022

11. Hong Leong Bank


Promo: FD Bundle With Current Or Savings Account Promo 
Interest Rate: Up to 3.05% p.a.
Minimum: RM100,000
Maximum: RM10 million
Tenure: 12 months
Offer Period:  1 November 2021 - 31 March 2022

12. Hong Leong Bank 

Promo: 2021 New-To-Priority Banking Campaign 
Interest Rate: Up to 4.00% p.a.
Minimum: RM100,000
Maximum: -
Tenure: 3 months
Offer Period: 1 September 2021 - 31 January 2022

13.  Hong Leong Bank


Promo: Exclusive Promotion For Aged 50 And Above: Enjoy 3.00% P.A. For 1 Month Fd/Fd-i With Hlb Bank Account 
Interest Rate: Up to 3.00% p.a.
Minimum: RM10,000
Maximum: RM50,000
Tenure: 1 month
Offer Period: 1 September 2021 - 31 January 2022

If you are interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) that is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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