Best Fixed Deposit Promos Malaysia 2025

Here are the Best Fixed Deposit Promos in Malaysia 2024

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[Last update: 30 January 2025]

Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions.

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given.

NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.

What's covered in this article?

Bank & Promotion	Interest Rate	Minimum	Maximum	Tenure	Promotion Period	Remarks
Alliance Bank (Investment & FD Bundle Campaign)	Up to 8.50% p.a.	RM1,000	-	3 months	03 October 2024 - 31 March 2025	Requires Alliance Privilege customers to invest in selected products
Alliance Bank (Alliance Privilege Welcome Promo)	3.80% p.a.	RM10,000	RM300,000	6 months	01 October 2024 - 31 March 2025	For New Alliance Privilege customers only
Alliance Bank (Alliance Personal Welcome Promo)	3.80% p.a.	RM10,000	RM300,000	6 months	01 October 2024 - 31 March 2025	For New Alliance Personal customers only
CIMB Bank (CNY eFD/i Campaign)	Up to 3.68% p.a.	RM1,000	-	6 months	16 January 2025 - 25 February 2025	-
Hong Leong Bank (eFD/eFD-i Promo)	Up to 3.70% p.a.	RM1,000	RM200,000	Up to 12 months	13 January 2025 - 12 February 2025	-
Maybank (e-Islamic Fixed Deposit-i Promo)	3.78% p.a.	RM1,000	RM15,000,000	6 months	15 January 2025 - 15 February 2025	-
MBSB (Term Deposit-i Campaign)	Up to 3.80% p.a.	RM1,000	-	Up to 6 months	23 December 2024 - 31 March 2025	-
MBSB (TIA-i Campaign)	Up to 4.10% p.a.	RM1,000	-	Up to 12 months	13 December 2024 - 31 March 2025	-
MBSB (Prime Deposit Account SME Campaign)	Up to 4.00% p.a.	RM10,000	-	Up to 12 months	26 August 2024 - 26 August 2025	-
Public Bank Islamic (TD-i/eTD-i Campaign)	Up to 3.75% p.a.	-	-	Up to 24 months	01 January 2025 - 31 March 2025	For Fresh Funds only
Public Bank (PB eFD via FPX Campaign)	Up to 3.35% p.a.	RM5,000	-	Up to 18 months	01 January 2025 - 31 March 2025	-
RHB Bank (FD/CMD-i & Bancassurance or Bancatakaful Campaign)	Up to 10.88% p.a	RM10,000	-	Up to 6 months	8 January 2025 - 31 March 2025	Requires customers to purchase insurance or takaful products
Standard Chartered (Fixed Deposit/Term Deposit-i Campaign)	Up to 3.80% p.a.	RM30,000	RM2,000,000	12 months	01 January 2025 - 31 March 2025	For Fresh Funds only

What do have to do if you are interested?

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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