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Best Fixed Deposit Promos Malaysia 2026

BY Team Loanstreet

Updated 05 Jan 2026




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[Last update: 05 January 2026]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
Affin Bank

(eFD/eTD-i Promotion)
3.15% p.a. RM10,000 RM200,000 12 months 01 January
2026
-
31 January
2026
-
Alliance Bank

(Privilege Welcome Promo)
3.75% p.a. RM10,000 RM300,000 6 months 01 January
2026
-
31 March
2026
-
AmBank

(eFD / e-Term Deposit-i Campaign)
3.63% p.a. RM1,000 - 9 months 22 December
2025
-
31 January
2026
Use HOT3 / HOT6 / HOT9 codes
Bank Islam

(Term Deposit-i Campaign)
3.65% p.a. RM10,000 - 12 months 06 October
2025
-
31 March
2026
-
Bank Muamalat

(FTA-i Prosper+ Combo)
3.68% p.a. RM8,888 - 12 months 01 January
2026
-
31 March
2026
Requires Muamalat Gold-i purchase
Bank of China

(FD Promotion)
3.60% p.a. RM10,000 RM500,000 12 months 02 January
2026
-
30 April
2026
-
CIMB Bank

(eFD-i Campaign)
3.45% p.a. RM1,000 - 9 months 02 December
2025
-
08 January
2026
-
Hong Leong Bank

(eFD / eFD-i Promotion)
3.70% p.a. RM1,000 - 12 months 26 December
2025
-
08 January
2026
Fresh funds only
Public Bank

(Special FD Campaign)
3.55% p.a. RM5,000 RM10 million 12 months 01 January
2026
-
31 March
2026
-
Standard Chartered

(Fixed Deposit / Term Deposit-i Campaign)
3.50% p.a. RM30,000 RM1 million 12 months 01 October
2025
-
31 March
2026
Non-Priority capped at RM200k

 

What do you have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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Team Loanstreet

Run by a professional human-sized team, get resourceful tips & guides from our very own library of financial articles that can help improve your financial lifestyle & make a well-informed money decision. We strive to provide you with the best service in helping you to get the most out of that DUIT!

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