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Best Fixed Deposit Promos Malaysia 2025

BY Team Loanstreet

Updated 06 Oct 2025




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[Last update: 6 October 2025]


Are you interested in the latest Fixed Deposit Promos in Malaysia? Want to get the most out of your hard-earned money? Well then, this article is for you. Here's the list of the most recent Fixed Deposit promotions. 
 

Fixed Deposit is a type of investment account that allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It's quite popular because it's known to be risk-free and has higher interest rates when compared to a regular savings account. This is because it's calculated on a yearly basis, unlike a savings account which is calculated on a daily basis. The tenure of the fixed deposit account can also affect the interest rate - the longer the tenure, the higher the interest rate is given. 


NOTE: Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised.
 

What's covered in this article?


Bank & Promotion Interest Rate Minimum Maximum Tenure Promotion Period Remarks
Affin Bank

(eFD/eTD-i Campaign)
3.15% p.a. RM10,000 RM200,000 12 months 01 October
2025
-
31 October
2025
-
Alliance Bank

(Welcome Promo)
3.75% p.a. RM10,000 RM300,000 12 months 01 October
2025
-
31 December
2025
RM100k cap for Personal customers
Al Rajhi Bank

(MY Alrajhi)
3.70% p.a. RM500 - 5 months 25 September
2025
-
31 December
2025
-
AmBank

(eFD / e-TD-i Campaign)
3.60% p.a. RM1,000 - 10 months 01 October
2025
-
31 October
2025
Use SAVE3 / SAVE6 / SAVE10 codes
CIMB Bank

(eFD-i Campaign)
3.45% p.a. RM1,000 - 10 months 19 September
2025
-
30 October
2025
-
Hong Leong Bank

(eFD / eFD-i Promotion)
3.55% p.a. RM1,000 - 12 months 01 October
2025
-
31 October
2025
Fresh funds only
Maybank

(e-Islamic Fixed Deposit-i)
3.45% p.a. RM1,000 - 6 months 01 August
2025
-
31 October
2025
Fresh funds only
Bank Muamalat

(FTA-i Bonus Booster)
3.75% p.a. RM10,000 - 12 months 24 July
2025
-
31 December
2025
-
OCBC Bank

(Fixed Deposit/-i Promotion)
3.58% p.a. RM1,000 RM1.5 million 6 months 01 August
2025
-
31 October
2025
Non-Premier capped at RM200k
Public Bank

(Special Fixed Deposit Campaign)
3.45% p.a. RM5,000 RM10 million 12 months 01 October
2025
-
31 December
2025
-
RHB Bank

(SME FD/CM Deposit-i Campaign)
3.55% p.a. RM50,000 - 6 months 01 September
2025
-
31 December
2025
-
Standard Chartered

(Fixed Deposit / Term Deposit-i Campaign)
3.50% p.a. RM30,000 RM1 million 12 months 01 August
2025
-
30 November
2025
Non-Priority capped at RM200k

 

What do you have to do if you are interested?

 

If you're interested in any of the fixed deposit promotions above, please contact the respective bank to get started. Don’t forget to check this article from time to time for the latest fixed deposit promotions. Also, share it with your friends so they can start making some extra money too.

Besides the promotions listed above, you can also check out our fixed deposit rates page here (from all the banks in Malaysia) which is updated daily. Happy investing!


*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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Team Loanstreet

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