Apply for ASB Financing (Inclusive of GRTT / GRTA) by RHB

RHB ASB Financing offers high margin financing with low interest rates and flexible loan tenures

  • Minimum Monthly Salary RM 1,000
  • Minimum Loan Amount RM 20,000
ASB Financing (Inclusive of GRTT / GRTA)

Product Details

Fees n charges

Fee and Charges

  1. Endorsement Fee:
    • ASB Term Loan: RM50 per certificate
    • OD against ASB: RM100 per certificate
  2. Stamp Duty: RM10 for Letter of Offer
  3. Commitment Fee: 1% on the unutilized portion of the overdraft facility for amount above RM250,000
  4. Exit Fee: For full repayment of the outstanding ASB Financing made within the first 2 years from the date of loan disbursement, an exit fee as penalty/compensation to the bank based on the difference between the ASB Board Rate and the Promotion / Special rate is chargeable.


  1. Personal Insurance included 
  2. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 65 years old.
  3. Individual with income documentation only.
  4. Mode of repayment is Standing Instruction
  5. 2 years lock-in period.
  6. Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)
  7. Insurance is optional, but must be financed by bank if taking insurance.