Commitment Fee: 1% on the unutilized portion of the overdraft facility for amount above RM250,000
Exit Fee: For full repayment of the outstanding ASB Financing made within the first 2 years from the date of loan disbursement, an exit fee as penalty/compensation to the bank based on the difference between the ASB Board Rate and the Promotion / Special rate is chargeable.
Personal Insurance included
All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 65 years old.
Individual with income documentation only.
Mode of repayment is Standing Instruction
2 years lock-in period.
Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)
Insurance is optional, but must be financed by bank if taking insurance.