Bank Islam Platinum MasterCard Credit-i

Mohon untuk Bank Islam Platinum MasterCard Credit-i dengan Bank Islam

Jangan takut akan riba! Kad ini hanya menerima transaksi Halal dan semua berlandaskan Syariah.

Bank Islam Platinum MasterCard Credit-i
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Product Highlights

Good
Bank Islam TruRewards Program

Earn reward points for your retail spending and redeem, great gadgets, gifts, and more!

Protection
Free Takaful Protection

Enjoy Takaful travel insurance coverage of up to RM 2,000,000

Payment
Zakat Payment

Cardholders can pay zakat (tithe) via standing instructions, auto-debit, internet and EDC terminals at Pusat Zakat counters.

Features

Rewards

Local rewards
Earn Spent In
1x TruPoint Per RM 1 All local and overseas retail expenses
  • Your TruPoints reward will expire in 3 years
  • Redeem amazing gifts and rewards from TruRewards Loyalty Program

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
  3 Months 0% p.a. with no one-time upfront handling fee From RM 150
  6 Months 0% p.a. with no one-time upfront handling fee From RM 300
12 Months 0% p.a. with no one-time upfront handling fee From RM 600
18 Months 0% p.a. with no one-time upfront handling fee From RM 900
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,200
36 Months 0% p.a. with no one-time upfront handling fee From RM 1,800

Fees and Charges

Annual Fee For Primary Card RM 388*
Annual Fee For Supplementary Card RM 150
Mininum Monthly Payment 5% of the outstanding amount
Late Payment Fee RM 5 or 1% of the outstanding amount, subject to a maximum of RM 50
Cash Withdrawal Fee RM 12 or 2.5% of the withdrawn amount, whichever is higher

*Annual fee waived if you swipe card 12 times a year

Interest Rate

13.5% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
16.0% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
17.5% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 84,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone