AFFIN ISLAMIC World MasterCard

Mohon untuk AFFIN ISLAMIC World MasterCard dengan Affin Bank

Bersantai sambil bepergian di mana anda dapat menikmati akses lounge percuma dan mempunyai liputan perjalanan insurans!

AFFIN ISLAMIC World MasterCard

Product Highlights

Funeral Expenses Coverage

You will covered under complimentary Funeral Expenses Coverage of RM1,000.using AFFIN ISLAMIC Mastercard Credit Card-i!

Travel protection
Flight & Personal Accident Takaful

You can get up to RM 1,000,000 flight and personal accident takaful coverage with this card!

Complimentary LoungeKeyTM Lounge Access

Enjoy 4 complimentary LoungeKeyTM lounge access per year at over 850 airport lounges worldwide!



Earn Spent In
1x Rewards Points Per RM 1 All retail transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 3,000
12 Months 0% p.a. with no one-time upfront handling fee  From RM 5,000*
12 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 3,000
18 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
24 Months 0% p.a. with 6% one-time upfront handling fee  From RM 3,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

*Only for new applicants 

Fees and Charges

Annual Fee For Primary Card RM 500*
Annual Fee For Supplementary Card RM 400*
Mininum Monthly Payment 5% of the outstanding amount
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 48,000 p.a. or make a minimum of 12 transactions p.a.

Interest Rate

12.0% Per Annum

Tier 1: Cardmembers who promptly settle their minimum payment before or on the payment due date

18.0% Per Annum

Tier 2: Cardmembers who settle their minimum payment after the payment due date


Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone