Apply for Flexi Housing Loan by Bank of China (Malaysia) Berhad (511251-V)

Get incredible savings and lower monthly repayments on your home loan. Rates from as low as 2.85% p.a*. T&C Apply.

Flexi Housing Loan-bank-of-china-malaysia-berhad-511251-v
Flexi Housing Loan

Product Details

Interest rate

Profit Rate

Financing Amount Profit Rate
Minimum RM 300,000 Year 1 & 2 at 2.85% p.a. 

Thereafter at 3.00% p.a.

*Profit rates are subjected to credit profile
Fees n charges

Fees and Charges

Early Termination Fee
Termination Fee:
2.25% on prepayment amount
Late Payment Fee Late payment interest of one per centum (1.00%) p.a. above the Prescribed Rate on the amount in arrears.           
Lock-in Period 3 Years


Minimum Age
Minimum Age:
18 years old
Minimum Loan Amount
Minimum Loan Amount:

RM 300,000

Who Can Apply
Who Can Apply:
Malaysian only
Minimum Income  RM5,000 Monthly or RM60,000 Annually

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