Apply for Flexi Housing Loan by Bank of China (Malaysia) Berhad (200001008645-V)

Get incredible savings and lower monthly repayments on your home loan. Rates from as low as 2.85% p.a*. T&C Apply.

Flexi Housing Loan-bank-of-china-malaysia-berhad-200001008645-v
Flexi Housing Loan

Product Details

Interest rate

Profit Rate

Financing Amount Profit Rate
Minimum RM 300,000 Year 1 & 2 at 2.85% p.a. 

Thereafter at 3.00% p.a.

*Profit rates are subjected to credit profile
Fees n charges

Fees and Charges

Early Termination Fee
Termination Fee:
2.25% on prepayment amount
Late Payment Fee Late payment interest of one per centum (1.00%) p.a. above the Prescribed Rate on the amount in arrears.           
Lock-in Period 3 Years


Minimum Age
Minimum Age:
18 years old
Minimum Loan Amount
Minimum Loan Amount:

RM 300,000

Who Can Apply
Who Can Apply:
Malaysian only
Minimum Income  RM5,000 Monthly or RM60,000 Annually
1337909 200


Advantages of Flexi Loan
Deposit excess funds anytime to save interest
Withdrawal of excess funds anytime for flexible financial management

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