Citi Travel Account Card by Citibank

Product Highlights

Employees Travel Protection Plan

Get a complimentary corporate liability waiver insurance up to RM75,000 per cardmember to protect against misuse by employees

0.75% Cash Back

Enjoy 0.75% cash back on travel related spend.

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Travel Related Expenses	0.75%	-	Any amount monthly

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
12 Months	8.99% p.a. with no one-time upfront handling fee	From RM 1,000

Flexi Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	10.57% p.a. with no one-time upfront handling fee	From RM 500
12 Months	9.96% p.a. with no one-time upfront handling fee	From RM 500
18 Months	9.84% p.a. with no one-time upfront handling fee	From RM 500
24 Months	9.85% p.a. with no one-time upfront handling fee	From RM 500
30 Months	9.91% p.a. with no one-time upfront handling fee	From RM 500
36 Months	9.99% p.a. with no one-time upfront handling fee	From RM 500

Fees and Charges

Annual Fee For Primary Card	Free*
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	-
Late Payment Fee	RM 50 or 3.5% of the outstanding amount, whichever is higher
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*Daily Maximum Cash Withdrawl Up to RM 10,000

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	-
Who Can Apply	Any Business