Alliance Visa Basic Card

Apply for Alliance Visa Basic Card by Alliance Bank

Let's go back to the basic and forget all the complicated rewards, condition with this Alliance Visa Basic Card! Enjoy the easiness in this card!

Alliance Visa Basic Card
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Product Highlights

Free
20 Days Interest-Free Period

Zero interest for retail transactions if payment made within 20 days (if all the transaction from previous month have been paid)

Lowprice
Low Annual Fee

The annual fee for primary card and supplementary card are lower and waived if spend RM 5,000 p.a. or use 12 times a year

No expiry
No Expire Bonus Points

Timeless Bonus Point will never expire

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
  6 Months 0.00% p.a. with no one-time upfront handling fee From RM 3,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500
12 Months 0% p.a. with 5.5% one-time upfront handling fee From RM 500
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 8.0% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 20*
Annual Fee For Supplementary Card RM 10
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived if you spend RM 5,000 p.a. and swipe 12 times a year

Interest Rate

15% Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months
18% Per Annum Tier 3: Cardholders who do not fall under the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone