RHB Personal Financing-i

Fast approval financing up to RM150,000. It’s fast and easy!

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Product Details

Time %281%29

Tenure

Tenure
Years:
1 year - 7 years
Requirement

Requirements

Minimum Annual Income
Minimum Annual Income:
RM18,000
Minimum Age
Minimum Age:
21 years old
Maximum Age
Maximum Age:
55 years old
Fees n charges

Fees and Charges

Interest Rate/APR
Interest Rate:
From 2.98% p.a. to 14.01% p.a., depending on loan amount and period
Processing Fee
Processing Fee:
No fee
Late Payment Fee
Late Payment Fee:
1% of current outstanding amount
Early Settlement Fee
Early Settlement Fee:
Penalty of RM100 or 1%, whichever higher
Interest rate

Interest Rate

Sectors Borrow Profit Rate Monthly repayment
 Private
Borrow:
RM2,000 - RM150,000
Profit Rate:
7.71% -14.01% p.a.
As low as:
RM46 - RM2,749/month
Pensioners
Borrow:
RM5,000 - RM150,000
Profit Rate:
3.75% - 3.96% p.a.
As low as:
RM58 - RM1,745/month
Civil
Borrow:
RM2,000 - RM300,000
Profit Rate:
2.98% - 3.11% p.a.
As low as:
RM22 - RM3,328/month

Frequently Asked Questions (FAQ)

If you want to get an RHB Personal Financing-i, you can apply for a personal loan between RM2,000 to RM150,000. RHB offers unsecured loans that get fast approval with no processing fee. This loan is convenient if you want good interest rates and easy access to release yourself from financial burdens.

This loan repayment tenure can be up to 7 years (84 months) which means that the borrower can opt for the tenure according to their preference.

The processing time may vary for each loan applications. It may take as fast as 1 hour up to 7 working days.

In order to receive this RHB Easy loan, you will need to pay Government Stamp Duty on the amount you borrow. This is calculated at 0.50% of the total amount loaned.

If you are a salaried employee:

  • Latest payment slip
  • Most current EPF Statement with latest 6 months’ contribution
  • Latest bank saving account passbook or current/savings account statement

If you are self-employed:

  • Business Registration Certificate (must be at least 2 years in business)
  • Latest 6 months' bank statement
  • Most recent Form B/BE from LHDN

In most cases, payments begin the month following the date you receive your loan and continue every month until the loan has been completely repaid.

Only on a late repayment case you will be charged 1% p.a. on the outstanding balance