Compare Personal Loans in Malaysia 2024

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Featured Personal Loans

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Alliance CashVantage Financing-i (Salaried Employee)
Alliance CashVantage Financing-i (Salaried Employee)
 
  • Low Minimum Income
  • Fast Approval
  • Low Profit Rate
RHB Personal Financing-i
RHB Personal Financing-i
 
  • Fast Approval
  • Low Profit Rate

Personal Loans

Showing personal loan packages for loan amount of RM 10,000 over 5 years

Alliance CashVantage Financing-i (Salaried Employee)

Alliance CashVantage Financing-i (Salaried Employee) Islamic

Profit Rate: 11.18 %

( Effective Rate: 19.08% )

Monthly Payment: RM 260

(Total Repayment: RM 15,590)

Apply
More About This Product
  1. Minimum loan amount: RM 5,000.00
  2. Maximum loan amount: RM 150,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 84 Month(s)
  5. Minimum Age: 21 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:

    No collateral or guarantor is required

    Insurance coverage is optional
Fees and charges
  1. Stamp Duty: 0.5% of the financing amount
  2. Processing Fee: N/A
  3. Late Payment Fee: 1% p.a. of amount in arrears
  4. Early Settlement Fee: N/A
  5. Handling Fee: None
  6. APR: %
RHB Personal Financing-i

RHB Personal Financing-i

Profit Rate: 13.31 %

( Effective Rate: 22.24% )

Monthly Payment: RM 278

(Total Repayment: RM 16,655)

Apply
More About This Product
  1. Minimum loan amount: RM2,000
  2. Maximum loan amount: RM150,000
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 84 Month(s)
  5. Minimum Age: 21 Years Old
  6. Maximum Age: 55 Years Old
  7. Islamic Financing
  8. Special Requirements:

    None
Fees and charges
  1. Stamp Duty: None
CBP Pembiayaan Peribadi - I

CBP Pembiayaan Peribadi - I Islamic

Profit Rate: 2.67 %

( Effective Rate: 5.04% )

Monthly Payment: RM 189

(Total Repayment: RM 11,335)

Apply
More About This Product
  1. Minimum loan amount: RM 5,000.00
  2. Maximum loan amount: RM 200,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 18 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:

    No Guarantor Needed

    Payslip Collection Required
Fees and charges
  1. Stamp Duty: 0.5% from Loan Amount + RM20
  2. Processing Fee: N/A
  3. Late Payment Fee: N/A
  4. Early Settlement Fee: N/A
  5. Handling Fee: 50
  6. APR: %
Cash-i Muamalat Pro (Professional Programme)

Cash-i Muamalat Pro (Professional Programme)

Profit Rate: 2.69 %

( Effective Rate: 5.08% )

Monthly Payment: RM 190

(Total Repayment: RM 11,345)

Apply
More About This Product
  1. Minimum loan amount: RM 10,000.00
  2. Maximum loan amount: RM 400,000.00
  3. Minimum Tenure: 24 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 18 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:


    • Must be a registered member of professional body of the said profession or equivalent related qualification and accreditation

    • Confirmed position or is a permanent staff

    • Employment on contractual basis with minimum 5 years of working experience in a similarly related field/sector
Fees and charges
  1. Stamp Duty: As per the Stamp Duty Act 1949
  2. Processing Fee: None
  3. Late Payment Fee: 1% p.a. of total outstanding amount
  4. Early Settlement Fee: Ibra'
  5. Handling Fee: None
  6. APR: %
RHB Personal Financing-i for Civil Sector

RHB Personal Financing-i for Civil Sector

Profit Rate: 3.0 %

( Effective Rate: 5.64% )

Monthly Payment: RM 192

(Total Repayment: RM 11,500)

Apply
More About This Product
  1. Minimum loan amount: RM 2,000.00
  2. Maximum loan amount: RM 300,000.00
  3. Minimum Tenure: 24 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 18 Years Old
  6. Maximum Age: 58 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:

    No guarantor required
Fees and charges
  1. Stamp Duty: RM10
  2. Processing Fee: RM30
  3. Late Payment Fee: 1% on outstanding loan amount
  4. Early Settlement Fee: None
  5. Handling Fee: None
  6. APR: %
Al Rajhi Personal Financing-i Secured By Term Deposit

Al Rajhi Personal Financing-i Secured By Term Deposit

Profit Rate: 3.52 %

( Effective Rate: 6.57% )

Monthly Payment: RM 196

(Total Repayment: RM 11,760)

Apply
More About This Product
  1. Minimum loan amount: RM 5,000.00
  2. Maximum loan amount: RM 500,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 84 Month(s)
  5. Minimum Age: 25 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:


    • Takaful Insurance Required

    • Term Deposit is on Auto Renewal
Fees and charges
  1. Stamp Duty: 0.5% of the financing amount
  2. Processing Fee: None
  3. Late Payment Fee: Recovery of Actual Collection Cost applies
  4. Early Settlement Fee: None
  5. Handling Fee: None
  6. APR: %
Al Rajhi Personal Financing-i Secured Against Gold

Al Rajhi Personal Financing-i Secured Against Gold

Profit Rate: 3.52 %

( Effective Rate: 6.57% )

Monthly Payment: RM 196

(Total Repayment: RM 11,760)

Apply
More About This Product
  1. Minimum loan amount: RM 10,000.00
  2. Maximum loan amount: RM 500,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 60 Month(s)
  5. Minimum Age: 25 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:

     


    • Takaful Insurance Required

    • For Non Malaysian with Resident Gross Income of RM15,000 and above
Fees and charges
  1. Stamp Duty: 0.5% of the financing amount
  2. Processing Fee: None
  3. Late Payment Fee: Recovery of Actual Collection Cost applies
  4. Early Settlement Fee: None
  5. Handling Fee: None
  6. APR: %
RHB Personal Financing-i for Pensioner

RHB Personal Financing-i for Pensioner

Profit Rate: 3.79 %

( Effective Rate: 7.05% )

Monthly Payment: RM 199

(Total Repayment: RM 11,895)

Apply
More About This Product
  1. Minimum loan amount: RM 5,000.00
  2. Maximum loan amount: RM 100,000.00
  3. Minimum Tenure: 36 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 40 Years Old
  6. Maximum Age: 67 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:


    • Only for Pensioners's of Malaysian Government Servant

    • No Guarantor or Collateral Required
Fees and charges
  1. Stamp Duty: RM10
  2. Processing Fee: RM50
  3. Late Payment Fee: 1% p.a. of amount in arrears
  4. Early Settlement Fee: None
  5. Handling Fee: None
  6. APR: %
Bank Islam Personal Financing-i Non Package

Bank Islam Personal Financing-i Non Package

Profit Rate: 4.5 %

( Effective Rate: 8.29% )

Monthly Payment: RM 205

(Total Repayment: RM 12,250)

Apply
More About This Product
  1. Minimum loan amount: RM 10,000.00
  2. Maximum loan amount: RM 300,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 18 Years Old
  6. Maximum Age: 60 Years Old upon financing maturity
  7. Islamic Financing
  8. Special Requirements:

    Personal Financing Takaful Plan is Required
Fees and charges
  1. Stamp Duty: 0.5% of the financing amount
  2. Processing Fee: None
  3. Late Payment Fee: 1% of outstanding amount
  4. Early Settlement Fee: None
  5. Handling Fee: None
  6. APR: %
BSN MyRinggit (PUBLIC SECTOR)

BSN MyRinggit (PUBLIC SECTOR)

Interest Rate: 4.6 %

( Effective Rate: 8.47% )

Monthly Payment: RM 205

(Total Repayment: RM 12,300)

Apply
More About This Product
  1. Minimum loan amount: RM 5,000.00
  2. Maximum loan amount: RM 200,000.00
  3. Minimum Tenure: 12 Month(s)
  4. Maximum Tenure: 120 Month(s)
  5. Minimum Age: 18 Years Old
  6. Maximum Age: 60 Years Old upon loan maturity
  7. Conventional Loan
  8. Special Requirements:


    • Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA

    • Permanent employee who has been employed for 3 months and above

    • Contract / temporary employee (over 12 months' service)

    • BSN GIRO/i Account holders
Fees and charges
  1. Stamp Duty: 0.5% loan amount
  2. Processing Fee: N/A
  3. Late Payment Fee: 1% of the per annum on the outstanding payments
  4. Early Settlement Fee: N/A
  5. Handling Fee: N/A
  6. APR: %

Showing 10 of 52 Packages