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This Is the ONE Card That Many Malaysians Are Now Signing Up for!

Updated 11 Nov 2019 – By Team Loanstreet

In collaboration with 

How do you choose a credit card that’s just right for you? Some people would look at how easily they can qualify for it; some would look at whether it's accepted worldwide; while others would research on the rewards that the card has to offer.

But wait, what if you're looking for a credit card that has all of that: a card that's accessible, is welcomed all over the world, AND gives you plenty of rewards, all at the same time?

The best of everything in ONE card

First off, UnionPay International (UPI) has gone to great lengths in making sure that the number of local merchant acceptances is ever-increasing. This way, they can make it even more seamless for citizens to swipe and pay. Now, 90% of ATMs and 80% of merchants in Malaysia effortlessly accept UPI cards!

Three local banks currently issue UPI cards for those who would like to be part of the global network of proud cardholders: Public Bank (PBB), Bank of China (BOC) and Industrial and Commercial Bank of China (ICBC).

Malaysians now prefer to use UnionPay cards and services for all their daily needs and on their travels, thanks to the many perks tied to the network. Did you know: in 2016, more than half of transactions with Malaysian-issued UnionPay cards happened locally, as well as frequently throughout Southeast Asia!

It’s no secret that when it comes to deciding on anything, Malaysians would want to know what benefits they’re able to get. First off, wherever you go with a UnionPay card, you’d be able to enjoy global duty-free offers in over 100 airports.

With a presence in over 170 countries and regions, be prepared to enjoy exclusive offers at more than 10,000 retailers and catering merchant locations. In what is known as the ‘Global Shopping Fiesta’, the majority of discounts on offer are some of the highest available at the merchants, so you know you’ll be in for a treat.

For those who would like to remain in-the-know about the latest promotions from UnionPay, there’s the U Plan, a cross-border marketing platform that provides accurate discount information to tourists. Malaysia’s very own Valiram Group is a part of this programme, allowing locals the opportunity to select from a variety of brands such as Charles & Keith, Bath & Body Works and TWG among others.

If all that wasn’t enough of a reason why UnionPay is now a force to be reckoned with, their U Collection for Platinum and Diamond cardholders brings a series of luxurious global experiences to Malaysians. Discerning cardholders can select from any one of the exceptional handpicked categories such as U Dining, U Shopping, U Hotel, U Lifestyle and U Travel.

Some of the current local offers which can be found at familiar merchants include Legoland, Ramada Plaza Hotel, Jurlique, and Samy & Min, ensuring that cardholders have as wide a selection as possible!


Time to seize this opportunity!

The arrival of UnionPay and their unique offerings into the Malaysian payment processing market signifies a new beginning not just for the company, but for our rakyat as well. For more information on the UnionPay cards available in Malaysia, you can check them out here.

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