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Top Performing Unit Trust Funds in Malaysia April 2020!

Updated 21 Apr 2020 – By Irwin Umban


Do you know where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 
 

Top 5 Performing Funds For Short Term Investment (1 - 5 Years)

If you’re investing for short term gain, typically within 3 months to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1 United Golden Opportunity - MYR Hedged 31.96%
2 Precious Metals Securities 31.16%
3 RHB Gold And General Fund 29.82%
4 United Golden Opportunity - USD Hedged 20.78%
5 RHB Shariah China Focus Fund - RM Class 18.78%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (2 Year)

Rank Fund Name Return
1 Precious Metals Securities 32.62%
2 TA Global Technology Fund 30.50%
3 RHB Gold And General Fund 29.16%
4 AmChina A - Shares - MYR 27.31%
5 United Golden Opportunity - MYR Hedged 22.76%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (3 Year)

Rank Fund Name Return
1 TA Global Technology Fund 46.99%
2 AmChina A - Shares - MYR 46.71%
3 Franklin U.S Oppotunities Fund 40.47%
4 United Global Quality Equity-MYR Hedged 32.02%
5 United Global Quality Equity-USD Hedged 31.33%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (5 Year)

Rank Fund Name Return
1 TA Global Technology Fund 102.8%
2 RHB Gold And General Fund 80.04%
3 AmChina A - Shares - MYR 58.99%
4 Eastspring Investments Dinasti Equity 54.96%
5 CIMB-Principal Greater China Equity Fund 53.82%
Source: Morningstar.com

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.


Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
Rank Fund Name Return
1 Eastspring Investments Small-Cap Fund 194.67%
2 AmPan European Property Equities 193.03%
3 Kenanga Growth Fund 182.26%
4 Manulife Investment U.S Equity 146.60%
5 Manulife Investment Asia-Pacific Reit 137.95%
Source: Morningstar.com

Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. Here, use this research guide from Pacific Mutual, they’re really good. But if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!


Stay safe & happy investing!

Further Read:
  1. The 3 Most Trusted Investment Types In Malaysia To Multiply Your Savings Fund!
  2. 9 Questions About Fixed Deposit to Ask Before Investing
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