In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.
So, other than your usual source of incomes, where else you can park your money and get a higher return? Unit trust fund lah!
If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here,
read this unit trust article to understand it better.
But as history has taught us, not all funds perform well. According to
Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).
Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money.
Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)
If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.
You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds.
Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period.
Top 5 Performing Unit Trust Funds (1 Month)
| Rank |
Fund Name |
Return |
| 1 |
BIMB i Growth Fund |
16.64% |
| 2 |
Phillip Master First Ethical Fund |
16.29% |
| 3 |
PMB Shariah ASEAN Stars Equity Fund - MYR |
16.01% |
| 4 |
BIMB i Flexi Fund |
14.68% |
| 5 |
Principal Small Cap Opportunities Fund |
11.80% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (3 Months)
| Rank |
Fund Name |
Return |
| 1 |
Phillip Master Equity Growth Fund |
41.63% |
| 2 |
InterPac Dana Safi |
37.08% |
| 3 |
TA Small Cap Fund |
29.90% |
| 4 |
BIMB i Growth Fund |
28.84% |
| 5 |
TA Dana Fokus |
28.83% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (6 Months)
| Rank |
Fund Name |
Return |
| 1 |
Phillip Master Equity Growth Fund |
61.47% |
| 2 |
RHB Global Artificial Intelligence - RM Hedged |
46.80% |
| 3 |
RHB Global Artificial Intelligence - USD |
45.94% |
| 4 |
InterPac Dana Safi |
44.90% |
| 5 |
KAF Core Income Fund |
40.16% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (1 Year)
| Rank |
Fund Name |
Return |
| 1 |
InterPac Dana Safi |
131.65% |
| 2 |
BIMB i Growth Fund |
107.82% |
| 3 |
BIMB i Flexi Fund |
106.06% |
| 4 |
RHB Global Artificial Intelligence Fund - USD |
99.54% |
| 5 |
KAF Core Income Fund |
98.76% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (2 Year)
| Rank |
Fund Name |
Return |
| 1 |
InterPac Dana Safi |
134.16% |
| 2 |
RHB Global Artificial Intelligence Fund - USD |
124.18% |
| 3 |
RHB Global Artificial Intelligence Fund - RM Hedged |
124.06% |
| 4 |
AmChina A-Shares - MYR |
119.34% |
| 5 |
Kenanga Growth Opportunities Fund |
104.70% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (3 Year)
| Rank |
Fund Name |
Return |
| 1 |
AmChina A-Shares - MYR |
98.34% |
| 2 |
InterPac Dana Safi |
97.92% |
| 3 |
TA Global Technology Fund |
78.79% |
| 4 |
Kenanga Growth Opportunities Fund |
73.72% |
| 5 |
Kenanga Shariah Growth Opportunities Fund |
68.81% |
Source: eUnittrust.com
Top 5 Performing Unit Trust Funds (5 Year)
| Rank |
Fund Name |
Return |
| 1 |
AmChina A-Shares - MYR |
196.11% |
| 2 |
Principal Greater China Equity Fund |
167.67% |
| 3 |
TA Global Technology Fund |
166.39% |
| 4 |
Manulife Investment Greater China |
154.56% |
| 5 |
Franklin U.S Opportunities Fund |
153.24% |
Source: eUnittrust.com
What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that
If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.
Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
| Rank |
Fund Name |
Return |
| 1 |
AmChina A-Shares - MYR |
369.71% |
| 2 |
Principal Greater China Equity Fund |
269.58% |
| 3 |
Phillip Master Equity Growth Fund |
264.32% |
| 4 |
Affin Hwang Select Asia (Ex Japan) Quantum Fund |
260.59% |
| 5 |
KAF Vision Fund |
251.06% |
Source: eUnittrust.com
Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. Here, use
this research guide from Pacific Mutual, they’re really good. But if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of
these Fixed Deposit Promos!
Stay safe & happy investing!
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