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Top Performing Unit Trust Funds in Malaysia 2020!

Updated 05 Feb 2020 – By Irwin Umban


Do you know where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 
 

Top 5 Performing Funds For Short Term Investment (1 - 5 Years)

If you’re investing for short term gain, typically within 3 months to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1  AmChina A - Shares (MYR)  43.83%
2  Kenanga Growth Opportunities Fund  36.28%
3  TA Global Technology Fund  29.40%
4  Kenanga Shariah Growth Opportunities   29.05%
5  Principal Global Tech Fund-MYR Hedged  27.30%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (2 Year)

Rank Fund Name Return
1 AmGlobal Property Equities  35.18%
2  TA Global Technology Fund  29.61%
3 Manulife Investment U.S Equity  27.79%
4  Franklin U.S Oppotunities Fund    26.57%
5  RHB Gold And General Fund   25.99%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (3 Year)

Rank Fund Name Return
1  Franklin U.S Oppotunities Fund  59.30%
2  TA Global Technology Fund  52.12%
3  United Global Quality Equity-USD Hedged  52.01%
4  United Global Quality Equity-MYR Hedged     51.64%
5  AmChina A - Shares (MYR)   50.91%
Source: Morningstar.com

Top 5 Performing Unit Trust Funds (5 Year)

Rank Fund Name Return
1  TA Global Technology Fund  106.82%
2  AmChina A - Shares (MYR)  93.26%
3  Manulife Investment U.S Equity  77.30%
4  Franklin U.S Oppotunities Fund      75.22%
5  Principal Greater China Equity Fund   69.39%
Source: Morningstar.com

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.


Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
Rank Fund Name Return
1  Eastspring Investments Small-Cap Fund  262.36%
2  Kenanga Growth Fund  241.76%
3  AmPan European Property Equities  210.55%
4  AmGlobal Property Equities    186.35%
5  Manulife Investment U.S Equity  182.53%
Source: Morningstar.com


Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. Here, use this research guide from Pacific Mutual, they’re really good. But if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!


Happy investing!

Further Read:
  1. The 3 Most Trusted Investment Types In Malaysia To Multiply Your Savings Fund!
  2. 9 Questions About Fixed Deposit to Ask Before Investing
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