Subscribe to Our Newsletter

We know you love savings. Sign up for more!

Top Performing Unit Trust Funds in Malaysia 2022!

Updated 28 Apr 2022 – By Team Loanstreet


*This article was first written by Irwin Umban. The content and information on this article might be changed or updated periodically by Team Loanstreet without notice.


In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.  

So, other than your usual source of income, where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand it better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 
 

 

Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)

If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

Top 5 Performing Unit Trust Funds (1 Month)

Rank Fund Name Return
1 BIMB - Arabesque Malaysia Shariah - ESG Equity 9.01%
2 Makmur myWakaf Fund - RM Class 8.88%
3 BIMB Arabesque Global Shariah Sustainable Equity Fund - MYR  8.07%
4 PMB Dana Mutiara  7.83%
5 BIMB Arabesque Global Shariah Sustainable Equity Fund - MYRH  7.40%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (3 Months)

Rank Fund Name Return
1 RHB Kidsave Trust Fund  52.99% 
2 RHB Energy Fund  49.29%
3 RHB Growth And Income Focus Trust Fund  40.81%
4 RHB Dana Hazeem  31.22%
5 KAF Australia Islamic Property Fund - RM  27.62%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (6 Months)

Rank Fund Name Return
1 RHB Energy Fund 35.82% 
2 RHB Dana Hazeem 26.18%
3 Manulife Global Resources  24.59%
4 KAF Australia Islamic Property Fund - RM  24.56%
5 RHB Kidsave Trust Fund 23.19%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1 RHB Energy Fund  39.87% 
2 Manulife Investment Indonesia Equity 39.77%
3 Manulife Global Resources 34.40%
4 KAF Australia Islamic Property Fund - RM 31.15%
5 RHB Dana Hazeem 28.97%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (2 Years)

Rank Fund Name Return
1 KAF Core Income Fund  171.19% 
2 Manulife Investment Indonesia Equity  111.68%
3 United Malaysia Fund - MYR Class A  108.20%
4 TA Small Cap Fund  98.91%
5 KAF Vision Fund  97.60%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (3 Years)

Rank Fund Name Return
1 KAF Core Income Fund 125.36%
2 KAF Vision Fund 96.51%
3 RHB Gold And General Fund  87.21%
4 KAF Tactical Fund  84.91%
5 PMB Shariah Growth Fund  72.10%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (5 Years)

Rank Fund Name Return
1 Franklin U.S Opportunities Fund  103.46% 
2 TA Global Technology Fund 91.58% 
3 AmChina A-Shares - MYR  86.31%
4 Manulife Investment U.S Equity  83.63%
5 Franklin U.S Opportunities Fund  82.43%
Source: eUnittrust.com.my


 

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.



Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
 
Rank Fund Name Return
1 AmChina A-Shares - MYR 345.45%
2 Pan European Property Equities  302.91%
3 TA Global Technology Fund  291.05%
4 Manulife Investment U.S Equity  289.04%
5 Manulife India Equity Fund - MYR  261.44%
Source: eUnittrust.com.my

Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. But, if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!

Stay safe & happy investing!

ALSO READ:  

*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

Continue reading...

Suggested Articles

Here are the Best Fixed Deposit Promos in Malaysia 2022

Here are the Best Fixed Deposit Promos in Malaysia 2022

What Is Digital Banking & Why Should M’sians Care?

Digital Banking Malaysia: What Is It & Why Should You Care?

Want To Digitise Your Business Operations? Try RHB Reflex Premium Plus

Want To Digitise Your Business Operations? Try RHB Reflex Premium Plus