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Top Performing Unit Trust Funds in Malaysia February 2021!

Updated 26 Feb 2021 – By Irwin Umban


In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.  

So, other than your usual source of incomes, where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand it better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 

 

 

Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)

If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

Top 5 Performing Unit Trust Funds (1 Month)

Rank Fund Name Return
1 BIMB i Growth Fund 16.64%
2 Phillip Master First Ethical Fund 16.29%
3 PMB Shariah ASEAN Stars Equity Fund - MYR 16.01%
4 BIMB i Flexi Fund 14.68%
5 Principal Small Cap Opportunities Fund 11.80%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (3 Months)

Rank Fund Name Return
1 Phillip Master Equity Growth Fund 41.63%
2 InterPac Dana Safi 37.08%
3 TA Small Cap Fund 29.90%
4 BIMB i Growth Fund 28.84%
5 TA Dana Fokus 28.83%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (6 Months)

Rank Fund Name Return
1 Phillip Master Equity Growth Fund 61.47%
2 RHB Global Artificial Intelligence - RM Hedged 46.80%
3 RHB Global Artificial Intelligence - USD 45.94%
4 InterPac Dana Safi 44.90%
5 KAF Core Income Fund 40.16%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1 InterPac Dana Safi 131.65%
2 BIMB i Growth Fund  107.82%
3 BIMB i Flexi Fund 106.06%
4 RHB Global Artificial Intelligence Fund - USD 99.54%
5 KAF Core Income Fund 98.76%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (2 Year)

Rank Fund Name Return
1 InterPac Dana Safi 134.16%
2 RHB Global Artificial Intelligence Fund - USD 124.18%
3 RHB Global Artificial Intelligence Fund - RM Hedged 124.06%
4 AmChina A-Shares - MYR 119.34%
5 Kenanga Growth Opportunities Fund 104.70%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (3 Year)

Rank Fund Name Return
1 AmChina A-Shares - MYR 98.34%
2 InterPac Dana Safi 97.92%
3 TA Global Technology Fund 78.79%
4 Kenanga Growth Opportunities Fund 73.72%
5 Kenanga Shariah Growth Opportunities Fund 68.81%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (5 Year)

Rank Fund Name Return
1 AmChina A-Shares - MYR 196.11%
2 Principal Greater China Equity Fund 167.67%
3 TA Global Technology Fund 166.39%
4 Manulife Investment Greater China 154.56%
5 Franklin U.S Opportunities Fund 153.24%
Source: eUnittrust.com


 

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.



Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
 
Rank Fund Name Return
1 AmChina A-Shares - MYR 369.71%
2 Principal Greater China Equity Fund 269.58%
3 Phillip Master Equity Growth Fund 264.32%
4 Affin Hwang Select Asia (Ex Japan) Quantum Fund 260.59%
5 KAF Vision Fund 251.06%
Source: eUnittrust.com

Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. Here, use this research guide from Pacific Mutual, they’re really good. But if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!

Stay safe & happy investing!



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