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Top Performing Unit Trust Funds in Malaysia 2021!

Updated 30 Nov 2021 – By Team Loanstreet


*This article was first written by Irwin Umban. The content and information on this article might be changed or updated periodically by Team Loanstreet without notice.


In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.  

So, other than your usual source of income, where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand it better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 
 

 

Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)

If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

Top 5 Performing Unit Trust Funds (1 Month)

Rank Fund Name Return
1 TA Dana Fokus  12.51% 
2 Hong Kong Tech Index Fund - RM-Hedged 9.90%
3 United Japan Discovery Fund - MYR Hedged  9.32%
4 Hong Kong Tech Index Fund - RM  8.91%
5 Eastspring Investments Japan Dynamic MY - MYR Hedged  8.18%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (3 Months)

Rank Fund Name Return
1 Manulife China Equity Fund   50.83% 
2 TA Dana Fokus  30.55%
3   TA Small Cap Fund  26.01%
4 PMB Shariah Mid-Cap Fund  13.96%
5 Principal China Direct Opportunities Fund - MYR  13.40%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (6 Months)

Rank Fund Name Return
1 Manulife China Equity Fund  47.99% 
2 TA Small Cap Fund  29.17%
3 Principal China Direct Opportunities Fund - MYR  23.59%
4 Aberdeen Standard Islamic World Equity Fund  23.47%
5 Europe Equity Growth  22.92%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1 Manulife China Equity Fund  79.90% 
2 TA Small Cap Fund  76.00%
3 Manulife Investment Indonesia Equity  61.01%
4 TA Dana Fokus  60.97%
5 Manulife India Equity Fund - MYR  58.90%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (2 Year)

Rank Fund Name Return
1 Manulife China Equity Fund   135.43% 
2 United Malaysia Fund - MYR Class A   131.46%
3 InterPac Dana Safi   125.35%
4 RHB Global Artificial Intelligence Fund - RM Hedged  119.55%
5 KAF Core Income Fund  111.98%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (3 Year)

Rank Fund Name Return
1 Manulife China Equity Fund  129.97%
2 AmChina A-Shares - MYR  120.66%
3 Principal Global Technology Fund - MYR Hedged  119.95%
4 KAF Core Income Fund  102.42%
5 TA Dana Fokus  96.92%
Source: eUnittrust.com.my

 

Top 5 Performing Unit Trust Funds (5 Year)

Rank Fund Name Return
1 Manulife China Equity Fund   163.82% 
2 Franklin U.S Opportunities Fund 161.52% 
3 TA Global Technology Fund  153.59%
4 AmChina A-Shares - MYR  150.67%
5 InterPac Dana Safi  127.57%
Source: eUnittrust.com.my


 

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.



Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
 
Rank Fund Name Return
1 TA Global Technology Fund   441.04%
2 AmChina A-Shares - MYR  417.37%
3 AmPan European Property Equities  382.83%
4 Eastspring Investments Small-Cap Fund  375.24%
5 Manulife Investment U.S Equity  374.27%
Source: eUnittrust.com.my

Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. But, if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!

Stay safe & happy investing!

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*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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