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Top Performing Unit Trust Funds in Malaysia 2021!

Updated 30 Apr 2021 – By Irwin Umban


In trying times like these - an unstable economy, COVID-19 and all, more people have realised the importance of diversifying their incomes.  

So, other than your usual source of incomes, where else you can park your money and get a higher return? Unit trust fund lah! 

If you don’t know what it is, a unit trust fund is simply a collection of company stocks or bonds that is managed by a professional fund manager. Here, read this unit trust article to understand it better. 

But as history has taught us, not all funds perform well. According to Investopedia, even the funds that were performing well in the short term, say 3 months to 5 years may underperform other funds over the long term (10 years or more).

Therefore, it’s important to set a clear objective as to whether you want to make money in the short term or long term. Below, depending on your objective, you will find the best performing unit trust funds to invest and grow your money. 

 


Top 5 Performing Funds For Short Term Investment (1 month - 5 Years)

If you’re investing for short term gain, typically within 1 month to 5 years, you must make sure that the fund you’re investing can give a higher return than fixed deposit rate, which averages around 3%.

You also have to understand also that the fund is very volatile, meaning it can go up and down easily, just like your heartbeat while running. This situation will put you at a higher risk of losing your money. If you’re caught in a bad situation, then better discuss with your financial advisor as to whether to continue investing or shift your money towards other funds. 

Once you understand the risks involved, then go ahead and invest in these funds, which gives a very good return over a short term period. 

Top 5 Performing Unit Trust Funds (1 Month)

Rank Fund Name Return
1 United Global Technology Fund - MYR Hedged 12.02%
2 United Global Technology Fund - MYR 10.75%
3 Affin Hwang WS - Long Term Global Growth Fund - MYR Hedged 10.64%
4 Affin Hwang WS - Global Disruptive Innovation - MYR Hedged 9.90%
5 RHB Global Artificial Intelligence Fund - RM Hedged 4.88%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (3 Months)

Rank Fund Name Return
1 Eastspring Investments Japan Dynamic MY - MYR Hedged 17.29%
2 Manulife Global Resources 15.91%
3 AmSchroder European Equity Alpha 15.20%
4 Manulife Investment U.S Equity 14.21%
5 Nomura Global High Conviction Fund - MYR 13.19%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (6 Months)

Rank Fund Name Return
1 Phillip Master Equity Growth Fund 55.10%
2 AmSchroder European Equity Alpha 41.93%
3 KAF Core Income Fund 40.04%
4 Templeton Asian Smaller Companies 39.19%
5 TA Small Cap Fund 37.33%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (1 Year)

Rank Fund Name Return
1 KAF Core Income Fund 144.38%
2 BIMB i Growth Fund  126.39%
3 United Malaysia Fund - MYR Class A 121.27%
4 InterPac Dana Safi 110.90%
5 RHB Global Artificial Intelligence Fund - RM Hedged 109.55%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (2 Year)

Rank Fund Name Return
1 InterPac Dana Safi 121.09%
2 RHB Global Artificial Intelligence Fund - RM Hedged 114.92%
3 KAF Core Income Fund 103.36%
4 KAF Vision Fund 103.15%
5 AmChina A-Shares - MYR Hedged 96.74%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (3 Year)

Rank Fund Name Return
1 InterPac Dana Safi 133.62%
2 AmChina A-Shares - MYR 102.47%
3 TA Global Technology Fund 94.35%
4 KAF Core Income Fund 88.93%
5 Kenanga Growth Opportunities Fund 85.57%
Source: eUnittrust.com

 

Top 5 Performing Unit Trust Funds (5 Year)

Rank Fund Name Return
1 AmChina A-Shares - MYR 199.23%
2 TA Global Technology Fund 182.79%
3 Principal Greater China Equity Fund 156.95%
4 Franklin U.S Opportunities Fund 146.97%
5 Manulife Investment Greater China 142.87%
Source: eUnittrust.com


 

What about long term investment (10 Years)? Here’s the top 5 Performing Unit Trust Funds for that

If you invested 10 years ago into these funds, you would’ve doubled your money already, or even more! And if you invest even longer, you just might end up just like Warren Buffet.



Just see his net worth over time from when he started early and as he keeps reinvesting in companies stocks and shares. Lesson? It pays to invest long term!
 
Rank Fund Name Return
1 AmChina A-Shares - MYR 363.23%
2 Manulife Investment U.S Equity 261.94%
3 Principal Asia Pacific Dynamic Income - MYR 256.14%
4 Principal Greater China Equity Fund 245.70%
5 AmPan European Property Equities 242.72%
Source: eUnittrust.com

Of course, do note that any type of investment carries a certain risk with it so doing your due diligence is very important! When we say do due diligence, it means doing your research properly lah. Here, use this research guide from Pacific Mutual, they’re really good. But if you’re someone who likes to be on the safer side of things and still want to grow your money, then better take advantage of these Fixed Deposit Promos!

Stay safe & happy investing!


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*The above article is intended for informational purposes only. Loanstreet accepts no responsibility for loss that may arise from reliance on information contained in the articles.

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