Apply for Standard Chartered MortgageOne™ by Standard Chartered

A flexible loan that saves you time and money. Interest rates as low as 3.20% p.a*. T&C Apply.

Standard Chartered MortgageOne™-standard-chartered
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Product Details


Interest rate

Interest Rate

Financing Amount Property Type Interest Rate
Minimum RM 70,000 * Non-Zero Cost - completed and undercon property BR + 0.68% to BR + 0.93% depending on loan amount, segment etc. 
Minimum RM 300,000 *Zero Cost - completed property only BR + 1.18%  
 
RM 70K for Non-Zero Cost & 
RM 300K for Zero Cost
 
Refinancing for Debt Consolidation: Non-Zero Cost** and Zero Cost [Completed property only] BR + 1.68%  
 

*Zero Cost means Standard Chartered Bank will bear all legal, stamp duty and property valuation fees of the home loan for you. 
**Minimum property value = RM 500K
Fees n charges

Fees and Charges

Late Payment Fees
Late Payment Fees:
1% p.a. calculated on a daily rests basis on the amount in arrears
Termination Fees
Termination Fees:
2.25% of the total Facility(ies) amount approved for Zero Cost packages or  
0.5% of the total Facility(ies) amount approved for other packages."                
Set Up Fee: RM 200 (one-off) & RM 10 monthly                 
Lock-in Period For Zero Cost package, 5 years @ 2% penalty                
Requirement

Requirements

Minimum Age
Minimum Age:
18 years old
Minimum Loan Amount
Minimum Loan Amount:

RM 70,000

Who Can Apply
Who Can Apply:
Individuals - Malaysian & Foreigner
Minimum Income  RM4,000 Monthly or RM48,000 Annually

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