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Compare Housing Loans in Malaysia 2024

Get interest rates from as low as 4.15% on your housing loan! Do a quick calculation on your monthly repayments using our online housing loan calculator and save more! Compare the cheapest home loans from over 18 banks in Malaysia. Apply online

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Affin Home Solution Plus
RM 1,336.15
4.3%
35 Years
95%
3 Years
Yes
More About This Product


  • Interest computation on daily rest

  • Flexibility of payment in excess of loan installment amount

  • Flexibility of redrawing excess payment


Affin My First Home Scheme
RM 1,336.15
4.3%
35 Years
100%
5 Years
Yes
More About This Product


  • Malaysian citizen

  • First time home-buyer

  • Individuals up to 40 years old


Affin Home-Step Fast-i
RM 1,336.15
4.3%
30 Years
90%
0 Years
Yes
More About This Product

Maximum Margin of Financing (MOF) for individual customer is up to 90% plus 5% on MRTT



 


CM Flexi Property Financing-i
RM 1,344.09
4.35%
35 Years
90%
3 Years
Yes
More About This Product


  • This facility is generally used to finance the purchase of fixed assets such as properties, machineries and working capital.

  • This facility provides a flexible payment scheme, which would help in the management of finances.

  • 1% late penalty fee

  • Fire Takaful coverage is compulsory.


Maybank Maxi Home Flexi
RM 1,344.09
4.35%
35 Years
90%
3 Years
Yes
More About This Product


  • 3 years lock in period.

  • 1% penalty.

  • Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  • With MRTA, the rate will be 0.05% lower.


Bank Muamalat SMART Mortgage Solution
RM 1,344.09
4.35%
35 Years
95%
0 Years
No
More About This Product


  • Financing of Moving cost & related expenses

  • Peace of mind with MRTT coverage

  • Debt consolidation and settlement


Muamalat SMART Mortgage SRP
RM 1,344.09
4.35%
35 Years
110%
3 Years
No
More About This Product


  • Financing of moving costs & expenses

  • Peace of mind with MRTT Coverage

  • Fully Shariah-compliant

  • For first time home buyer


Muamalat SMART Mortgage FLEXI
RM 1,344.09
4.35%
35 Years
95%
3 Years
No
More About This Product


  • Paying additional monthly payment can reduce principal balance immediately 

  • Withdrawal of excess payments 

  • MRTA, legal and valuation fees can be financed

  • Peace of mind with MRTT coverage

  • Fully Shariah compliant


Bank Rakyat Home Financing-i Zero Entry Cost
RM 1,352.05
4.4%
35 Years
95%
5 Years
No
More About This Product


  •   5 years lock-in period

  •   House Owner Takaful or Fire Takaful is required

  •   Mortgage Reducing Term Takaful (“MRTT”) is required


Maybank Commodity Murabahah Home Financing-i
RM 1,360.04
4.45%
35 Years
95%
0 Years
Yes
More About This Product


  • 1% penalty fee

  • No lock in period

  • Stamp duty exemption

  • For any individual or nationality

  • For salaried employee or self-employed

  • Higher financing eligibility of up to 70% of your gross income

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