Telegram icon

Apply for BOC Home Loan by Bank of China (Malaysia) Berhad (200001008645-V)

BOC Home Loan-bank-of-china-malaysia-berhad-200001008645-v

Product Details

Interest rate

Interest Rate

Interest Rate Year 1 & 2 at 2.85% p.a. 

Thereafter at 3.00% p.a.

Fees n charges

Fees and Charges

Early Termination Fee 2.25% on prepayment amount
Late Payment Fee Late payment interest of one per centum (1.00%) p.a. above the Prescribed Rate on the amount in arrears.           
Lock-in Period 3 Years


Minimum Age
Minimum Age:
18 years old
Minimum Loan Amount
Minimum Loan Amount:

RM 300,000

Who Can Apply

Malaysians and Foreign individual with Permanent Resident and residing in Malaysia

Minimum Income  RM5,000 Monthly or RM60,000 Annually
MRTA / MLTA  Mandatory
1337909 200


Housing Loan

A conventional loan offering standard monthly repayment amount through out the loan tenure

Flexi Housing Loan

Housing Loan that allows you:
  • Deposit exces funds anytime to save interest.
  • Withdrawal of excess funds anytime for flexible financial management
  • Manage your finances conveniently   
Screenshot 3

Please Enter Your Details

  • Do not use flash.
  • Make sure IC is readable.

IC (Front)


IC (Back)

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

*You will be receiving a Verification Code through SMS for phone number verification purpose.