BOC Home Loan-bank-of-china-malaysia-berhad-200001008645-v
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Interest Rate | a). With purchase of Mortgage Reduction Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA): Whole Tenure @ Standardised Base Rate + 3.88% p.a.* (Effective lending rate @ 3.88%p.a.*) b). Without purchase of Mortgage Reduction Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA): Whole Tenure @ Standardised Base Rate + 0.98% p.a.* (Effective lending rate @ 3.98%p.a.*) |
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Early Termination Fee | 2.25% on prepayment amount |
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Late Payment Fee | Late payment interest of one per centum (1.00%) p.a. above the Prescribed Rate on the amount in arrears. |
Lock-in Period | 3 Years |
Minimum Loan Amount |
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Who Can Apply | Malaysians and Foreign individuals with Permanent Residence and residing in Malaysia |
Minimum Income | RM5,000 Monthly or RM60,000 Annually |
Housing Loan | A conventional loan offering standard monthly repayment amount throughout the loan tenure |
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Flexi Housing Loan |
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