Telegram icon

Apply for BOC Home Loan by Bank of China (Malaysia) Berhad (200001008645-V)

BOC Home Loan-bank-of-china-malaysia-berhad-200001008645-v
Apply
BOC Home Loan

Product Details


Interest rate

Interest Rate

Interest Rate a). With purchase of Mortgage Reduction Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA):

Whole Tenure @ Standardised Base Rate + 0.88% p.a.*
(Effective lending rate @ 3.88%p.a.*)

b). Without purchase of Mortgage Reduction Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA):

Whole Tenure @ Standardised Base Rate + 0.98% p.a.*
(Effective lending rate @ 3.98%p.a.*)
 
Fees n charges

Fees and Charges

Early Termination Fee 2.25% on prepayment amount
Late Payment Fee Late payment charges of 1.00% per annum on the amount in arrears, causing the total outstanding to increase. 
Lock-in Period 3 Years
Requirement

Requirements

Minimum Loan Amount
  • Klang Valley, Penang And Johor Bahru ≥ RM350,000
     
  • Muar, Melaka Sarawak and Other states ≥ RM250,000
Who Can Apply Malaysians and Foreign individuals with Resident status and residing in Malaysia
Minimum Income  RM3,000 Monthly or RM36,000 Annually
1337909 200

Benefits

Home Loan A conventional loan offering standard monthly repayment amount throughout the loan tenure

Flexi Home Loan

  • Deposit excess funds anytime to save interest.
  • Withdrawal of excess funds anytime for flexible financial management

  • Manage your finances conveniently

Please key in your details.

  • Do not use flash.
  • Make sure IC is readable.
X

IC (Front)

X

IC (Back)

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

*A Verification Code will be sent via SMS for verification purposes.