UOB YOLO Platinum Card by UOB

Product Highlights

Dining Privileges

Enjoy up to 15% on dining at over 150 restaurants nationwide.

8% Cash Back

Up to 8% cash back on online, travel and dining transactions when you make 16 transactions in a month.

Features

Cash Back

Up to 8% cash back on Online and Dining spend.

Number of Transactions in a Calendar Month	Maximum Cash Back Per Calendar Month	Maximum Cash Back Per Month
8 - 15	5%	RM50
16 & above	8%	RM50

Rewards & Promotions

GSC Promotion

Grab your bestie or your date and enjoy movie tickets at only RM5 flat every Friday at GSC!
Limited to the first three hundred and thirty (33) GSC movie tickets every Friday on a first-come, first-served subject to availability basis.
From now until 3 April 2020.

Grab Promotion

Just ride, deliver, or order food or top up and be rewarded with 10% cash back on weekend with UOB cards.

Grab Cash Back	Weekday: 5% / Weekend: 10%
Customer capping	RM 20 per month
Total cashback capping	RM15,000 per month

From now until 31 January 2020.

Balance Transfer

1) Reducing Balance

Plan	Special Interest Rate	Tenure
Plan 25	3% upfront Interest	6 months
Plan 26	4% upfront Interest	12 months
Plan 27	5% upfront Interest	18 months

2) Fixed-Pay

Plan	Interest Rate	Tenure
Plan i6	3.3%	6 months
Plan i12b	6%	12 months

Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 500
18 Months	0% p.a. with 4% one-time upfront handling fee	From RM 500

0% Overseas Easi-Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly repayment at 0% interest.

Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Fees and Charges

Annual Fee For Primary Card	RM 90*
Annual Fee For Supplementary Card	RM 30**
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

* 1st-year annual fee waiver.

*2 first years annual fee waiver.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 36,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	16 years old
Who Can Apply	Anyone

Apply for UOB YOLO Platinum Card by UOB