UOB One Classic Card by UOB

Product Highlights

Dining Privileges

Enjoy up to 15% on dining at over 150 restaurants nationwide.

8% Cash Back

Get 8% cash back on petrol and groceries and 0.2% cash back on other transactions!

Exclusive Benefits

Earn bonus points and enjoy discounts at over 500 merchants.

Features

Cash Back

Rebate Category	Cashback		Maximum Purchase Amount Entitled for Cash Rebates	Merchants
Rebate Category	Weekday	Weekend	Maximum Purchase Amount Entitled for Cash Rebates	Merchants
Petrol	1%	5%	Up to 200RM per month	All petrol stations
Cinema	0.2%	8%	Unlimited	Golden Screen Cinemas
Groceries	0.2%	2%	Up to 500RM per month	Tesco, Aeon Big, Giant, Cold Storage & Jaya Grocer
Telecommunication	0.2%	2%	Up to 200RM per month	Maxis, Digi & Celcom
Other purchases	0.2%	0.2%	Unlimited	All other merchants not listed above

Enjoy up to 8% Cash Back on Daily purchases.

Rewards & Promotion

Birthday Reward

Enjoy a birthday exclusive with ONE Card in your birthday month (until 31 December 2019).

Grab Promotion

Just ride, deliver, order food or top up and be rewarded with 10% cashback on weekend with UOB cards.

Grab Cash Back	Weekday: 5% / Weekend: 10%
Customer capping	RM 20 per month
Total cashback capping	RM65,000 per month

From now until 31 January 2020.

Balance Transfer

Plan	Special Upfront Interest	Tenure
Plan 25	3% upfront Interest	6 months
Plan 26	4% upfront Interest	12 months
Plan 27	5% upfront Interest	18 months

Uob Fixed Pay Balance Transfer

Plan	Interest Rate	Tenure
Plan i6	3.3%	6 months
Plan i12b	6%	12 months

Overseas Easi Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly repayments at 0% interest.

Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 months	0% p.a. and no one-time upfront handling fee	RM1,000
18 months	0% p.a. and no one-time upfront handling fee	RM1,000
24 months	0% p.a. and no one-time upfront handling fee	RM1,000
36 months	0% p.a. and no one -time upfront handling fee	RM1,000

Fees and Charges

Annual Fee For Primary Card	RM 68
Annual Fee For Supplementary Card	RM 30
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for UOB One Classic Card by UOB