UOB Lady's Solitaire Mastercard by UOB

Product Highlights

LuxePay Plan

Convert purchases above RM2,000 on designer shoes, bags, watches and jewellery into 6 or 12 month installment payment plan at 0%.

Travel Protection Plan

Receive complimentary travel insurance coverage of up to RM300,000 and Travel Inconvenience coverage of up to RM32,000.

10% Cash Back

Make your own decision for which categories you would like to get cash back!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Retail Fashion	10%	RM 80	RM 800

0% cashback on Saturday & Sunday fashion purchases.

Rewards

Earn	Spent In
3 Points Per RM 1	Retail stores

Redeem amazing gifts from the UOB Catalogue
UOB UniRinggit Reward Points expire after 3 years.

Birthday Reward

Enjoy exclusive birthday rewards with Lady's Card in your birthday month (valid until 31 December 2019).

Lady Welcome

Activate and make 1 spend within 60 days from your card approval date to receive a Zalora Promo Code worth RM25.

LuxePay

Put your new luxury purchase (watches, jewelry, shoes or bags) worth RM2,000 or more on a 6 or 12-month 0% installment payment plan.

Convert Unirm Into Air Miles

Convert	Redeem
3,500 UNIRM	500 Asia Miles
8,500 UNIRM	1,000 KrisFlyer Miles
10,500 UNIRM	1,000 Mas Enrich Miles

Balance Transfer

Plan	Special Interest Rate	Tenure
Plan 25	3% upfront Interest	6 months
Plan 26	4% upfront Interest	12 months
Plan 27	5% upfront Interest	18 months

Uob Fixed Pay Balance Transfer

Plan	Interest Rate	Tenure
Plan i6	3.3%	6 months
Plan i12b	6%	12 months

Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Lady's Luxepay Easi Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 2,000
12 Months	0% p.a. with no one-time upfront handling fee	From RM 2,000

0% Overseas Easi-Payment Plan

Any spend in any foreign currency of at least equivalent to RM3,000 in a single and/or accumulated receipt(s) and convert to 3 monthly repayments at 0% interest.

Fees and Charges

Annual Fee For Primary Card	RM 300*
Annual Fee For Supplementary Card	RM 30
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*Annual fee is waived upon annual spending of RM 30,000 and above

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 100,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	16 years old
Who Can Apply	Women only

Apply for UOB Lady's Solitaire Mastercard by UOB