Standard Chartered Cashback Platinum Mastercard® by Standard Chartered

Product Highlights

Up to 5% Cash Back

Enjoy up to 5% cash back monthly on your spend!

Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
All Transactions	2%	RM 10	Above RM 500 monthy
All Transactions	3%	RM 25	Above RM 800 monthly
All Transactions	5%	RM 50	Above RM 1,500 monthly

Balance Transfer Plus

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
12 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	5.99% p.a. with no one-time upfront handling fee	From RM 1,000

Flexi Pay Plus

Pay Over	With Interest Rate At	When You Spend
12 Months	7.88% p.a. with no one-time upfront handling fee	From RM 500

Fees and Charges

Annual Fee For Primary Card	RM 175*
Annual Fee For Supplementary Card	RM 100*
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 25 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 20,000 p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone