Standard Chartered Cashback Platinum Mastercard®

Apply for Standard Chartered Cashback Platinum Mastercard® by Standard Chartered

Enjoy greater savings of up to 5% cash back monthly on your spend with the Standard Chartered Cashback Platinum Mastercard® credit card!

Standard Chartered Cashback Platinum Mastercard®
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Product Highlights

Cash back
Up to 5% Cash Back

Enjoy up to 5% cash back monthly on your spend!

Vip
Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
All Transactions  2% RM 10 Above RM 500 monthy
All Transactions  3% RM 25 Above RM 800 monthly
All Transactions  5% RM 50 Above RM 1,500 monthly

Balance Transfer Plus

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
36 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Pay Plus

36 months
Pay Over With Interest Rate At When You Spend
12 Months 7.88% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 175*
Annual Fee For Supplementary Card RM 100*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 25 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 20,000 p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone