RHB World MasterCard Credit Card by RHB

Product Highlights

Lounge Privileges

Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and get 25% discount off the walk-in rate from the 6th visit onward!

Travel Insurance Coverage

Receive insurance coverage of up to RM 600,000 for free!

Golf Privileges

Entitled for golf privileges at Kota Permai Golf & Country Club, Sungai Long Golf & Country Club, Glenmarie Golf & Country Club, Palm Garden Golf Club and Tropicana Golf and Country Resort

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
Local Transactions For Travel, Petrol, And Dining	6.0%	RM 30	RM 3,500 and above monthly
Local Transactions For Travel, Petrol, And Dining	2.0%	RM 30	RM 2,500 to RM 3,499 monthly
Local Transactions For Travel, Petrol, And Dining	1.0%	RM 30	RM 1,000 to RM 2,499 monthly
Overseas Transactions	2.0%	RM 100	RM 3,500 and above monthly
Overseas Transactions	1.0%	RM 100	RM 2,500 to RM 3,499 monthly
Overseas Transactions	0.5%	RM 100	RM 1,000 to RM 2,499 monthly
Other Local Transactions	0.2%	Uncapped	RM 1,000 and above monthly

Cash back is not applicable for cash advance, charity, overseas petrol and government department transactions

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	4.88% p.a. with no one-time upfront handling fee	From RM 1,000

Rhb Smart Instalment

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 500
24 Months	0% p.a. with no one-time upfront handling fee	From RM 500
36 months	0% p.a. with no one-time upfront handling fee	From RM 500

Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 80,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone
Terms and Conditions	Terms and Conditions
Product Disclosure Sheet	Product Disclosure Sheet

Apply for RHB World MasterCard Credit Card by RHB