RHB World MasterCard Credit Card

Apply for RHB World MasterCard Credit Card by RHB

Enjoy up to 6% cash back whenever you travel, fill petrol and dine!

RHB World MasterCard Credit Card
Apply

Product Highlights

Premium
Lounge Privileges

Enjoy 5x complimentary access to Plaza Premium Lounges in Malaysia and get 25% discount off the walk-in rate from the 6th visit onward!

Travel protection
Travel Insurance Coverage

Receive insurance coverage of up to RM 600,000 for free!

Golf
Golf Privileges

Get complimentary green fees for participating golf courses in Malaysia and get access and benefits across 16 golf clubs in 6 South East Asia countries!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Local Transactions For Travel, Petrol, And Dining 6.0% RM 30 RM 3,500 and above monthly
Local Transactions For Travel, Petrol, And Dining 2.0% RM 30 RM 2,500 to RM 3,499 monthly
Local Transactions For Travel, Petrol, And Dining 1.0% RM 30 RM 1,000 to RM 2,499 monthly 
Overseas Transactions 2.0% RM 100 RM 3,500 and above monthly
Overseas Transactions 1.0% RM 100 RM 2,500 to RM 3,499 monthly
Overseas Transactions 0.5% RM 100 RM 1,000 to RM 2,499 monthly
Other Local Transactions 0.2% Uncapped RM 1,000 and above monthly
  • Cash back is not applicable for cash advance, charity, overseas petrol and government department transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months   4.00% p.a. with no one-time upfront handling fee From RM 1,000
18 Months   7.00% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 10.99% p.a. with no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5.0% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9.0% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
  6 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  9 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
  • Only applicable for participating merchants

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone