RHB Shell Visa Credit Card

Apply for RHB Shell Visa Credit Card by RHB

RHB SHELL VISA CREDIT CARD is more than just a fuel card, you get to enjoy cash back with your everyday essentials spend!

RHB Shell Visa Credit Card
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Product Highlights

Cash back
RHB Cash Back

Get up to 12% cash back on Groceries, Online Spend, E-Wallet Top Up, payment of Utilities and Other Categories

Good
RHB Smart Services

Enjoy the RHB Smart Services such as Smart Pay, Smart Move, Smart Instalment and CashXcess

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol (Shell) 5%, 8%, 12% RM 50 From RM800 - RM 1,499.99, RM1,500 - RM2,499, and RM2,500 Monthly
Groceries 1%, 2%, 5% RM 50 From RM800 - RM 1,499.99, RM1,500 - RM2,499, and RM2,500 Monthly
Online Spend 1%, 2%, 5% RM 50 From RM800 - RM 1,499.99, RM1,500 - RM2,499, and RM2,500 Monthly
Top Up E-Wallet and Utilities 1%, 2%, 5% RM 50 From RM800 - RM 1,499.99, RM1,500 - RM2,499, and RM2,500 Monthly
Other Transactions 0.2%, 0.2%,0.2% Unlimited From RM800 - RM 1,499.99, RM1,500 - RM2,499, and RM2,500 Monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 4.99% p.a. and no one-time upfront handling fee From RM 1,000
12 Months 4.99% p.a. and no one-time upfront handling fee From RM 1,000
18 Months 4.99% p.a. and no one-time upfront handling fee From RM 1,000
24 Months 4.99% p.a. and no one-time upfront handling fee From RM 1,000
36 Months 4.99% p.a. and no one-time upfront handling fee From RM 1,000

Rhb Dial An Instalment

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 2.5% one-time upfront handling fee From RM 500 
12 Months 0% p.a. with 5.0% one-time upfront handling fee From RM 1,000
18 Months 0% p.a. with 7.0% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 9.0% one-time upfront handling fee From RM 2,000

 

Rhb Smart Instalment

48 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. and no one-time upfront handling fee From RM 1,000
12 Months 0% p.a. and no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. and no one-time upfront handling fee From RM 1,000
36 Months 0% p.a. and no one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card RM 195*
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Waived when you spend a minimum of RM 24,000 p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone